By phone
For general enquiries: 0344 840 6302
For renewals: 0344 840 6301
For a new claim: 0344 840 9503
(claim lines are open 24/7)
Go Skippy car insurance
Compare Go Skippy car insurance quotes
Complete a purchase and earn a £15 reward with super save club logo
How good is GoSkippy car insurance?
GoSkippy is one of the fastest-growing UK insurance brokers, with more than 600,000 customers. It is rated ‘Great’ on Trustpilot and offers a range of contact options, including phone and online support.
It provides different levels of cover to suit different budgets and needs, including a lower-cost Essentials policy for drivers looking to keep premiums down. It also offers a telematics (black box) policy and cover for electric vehicles.
However, GoSkippy’s administration and cancellation fees can be higher than some other providers, and the interest charged on monthly payments is relatively high.
What is the Defaqto rating for GoSkippy car insurance?
Defaqto is a leading independent reviewer of financial products. GoSkippy's fully comprehensive Standard, Premier and telematics policies receive the maximum five-star Defaqto rating for features and benefits, while its cheapest Essentials fully comprehensive policy is rated two stars.
GoSkippy Essentials Car Insurance
⭐⭐^
GoSkippy Standard Car Insurance
⭐⭐⭐⭐⭐^
GoSkippy Premier Car Insurance
⭐⭐⭐⭐⭐ ^
What will a GoSkippy comprehensive car insurance policy cover me for?
If you choose a fully comprehensive GoSkippy car insurance policy (Essentials, Standard or Premier) the following is included:
-
Damage to your car
-
Damage to other people's cars
-
Theft of your car
-
30 days European cover
-
Courtesy car
-
Key cover
How much do GoSkippy car insurance policies cost?
These are the average prices of GoSkippy car insurance policies across a wide range of drivers.
How much you personally pay will be influenced by your age, postcode, driving history, the insurance group your car is in and other factors, so could differ significantly
GoSkippy Essentials
£930^
GoSkippy Standard
£548^
GoSkippy Premier
£712^
What is included in GoSkippy Standard and Premier Car Insurance?
Upgrading your GoSkippy car insurance policy from Essentials to Standard will give you the following extra cover and benefits:
Windscreen cover
Personal accident cover
Personal belongings cover
Uninsured driver promise
Overnight accommodation and transport
Child seat cover
Medical expenses
Audio equipment cover
If you choose the next tier up, GoSkippy Premier, you will also get legal expenses cover and RAC breakdown cover included.
Is GoSkippy Standard or Premier Car Insurance worth it?
Upgrading to GoSkippy Standard or Premier may be worth it if you want more protection against unexpected costs after an accident, or if you’d otherwise buy some of the included extras - such as breakdown cover – separately.
The added protection could also be useful if you’d struggle to cover unexpected costs yourself, such as replacing a child’s car seat or paying an excess after an accident that wasn’t your fault.
The uninsured driver promise also means you won’t lose your no-claims discount if you’re hit by one of the UK’s estimated 300,000 uninsured cars
On the other hand, sticking with a lower level of cover may suit you if you’re focused on keeping costs down and wouldn’t be heavily impacted by the situations this extra protection covers. For instance, if you don’t often travel far from home or drive for work, features like overnight accommodation or breakdown cover may be less important. And if you’re a new driver, you may not yet have built up a large no-claims discount to protect.
Is GoSkippy the best company to insure my car with?
Which provider is best for you will depend on your own needs and circumstances. Here are some advantages and disadvantages of GoSkippy car insurance to help you make your decision:
-
Pros of GoSkippy car insurance
Competitive pricing, so may suit drivers prioritising lower-cost cover
Five-star Defaqto ratings available on Standard, Premier and telematics policies
Offers a range of contact options, including speaking to customer support on the phone
Established company, with over 600,000 UK customers
All policies include courtesy car cover, key cover, and EU driving up to 30 days
-
Cons of GoSkippy car insurance
High administration fees (£50)
Reasonably high cancellation fees (£50)
Monthly payments come with an unusually high APR
^ of 28% (the average was 22.84%)Fewer policy types, e.g. does not offer temporary cover or specialised learner driver cover
Cheapest policies (Essentials) have fewer features and only a two-star Defaqto rating
How does GoSkippy car insurance compare to other providers?
These are all fully comprehensive car insurance policies. All providers also offer higher-tier options, which will include more features for an extra cost.
| GoSkippy Essentials | 1st Central Value | Hastings Essentials | Esure Essentials |
|---|---|---|---|---|
Price | £930^ | £750^ | £549^ | £506^ |
Defaqto rating | ⭐⭐ | ⭐⭐ | ⭐⭐ | ⭐⭐ |
Which? claims rating^ | N/A | N/A | 45% | 53% |
Uninsured driver promise^ included? | No | Yes | No | Yes |
Courtesy car included? | Yes | Yes | Yes | Yes |
Administration fees^ | £50 | £25 online (£30 on the phone) | £20 (although changing names, mileage and contact details is free) | £15 online, £27 if assisted by agent via phone or Live Chat |
Further information |
Price data from MoneySuperMarket. Other data from provider websites and correct as of April 2026.
Is GoSkippy a good car insurer for young drivers?
GoSkippy can be a competitive option for young drivers, particularly if you’re mainly focused on price. It tends to offer lower-cost policies which can appeal to drivers who face higher premiums due to their age or limited driving history.
GoSkippy also offers a black box (telematics) insurance policy called GoSkippy Connect that may suit younger drivers, as it rewards safer driving habits with the potential for lower premiums over time.
However, there are trade-offs to consider. Lower-cost policies may include fewer features as standard, which could mean higher out-of-pocket costs if you need to make a claim.
GoSkippy is also not the absolute cheapest option for new drivers. Our research shows that, on average, the lowest-cost policies for drivers who have held their licence for less than a year were from Carole Nash
GoSkippy telematics policy cost:
£1299^
(Average price across all black box customers.)
How do I contact GoSkippy?
-
-
Online
GoSkippy has a Live Chat function on its website. This function is available from 9am - 7pm Monday - Friday, and 9am - 6pm on Saturdays.
You can also email them with general enquiries: talk2us@goskippy.com
-
By post
GoSkippy Insurance
Lysander House
Catbrain Lane
Bristol
BS10 7TQ
Can I cancel my GoSkippy car insurance and switch providers?
🚩 You will not get any money refunded if you have already made a claim on your car insurance
To cancel, you can either:
Phone: 0344 840 6302
Email: cancellations@goskippy.com
Complete a cancellation form
Can I cancel my GoSkippy car insurance at any time?
Yes, although depending on when you do it you may have to pay cancellation fees.
Everyone has the legal right to cancel car insurance within the 14-day ‘cooling-off’ period. Provided you have not made a claim or had a claim made against you, GoSkippy will refund your premium. However, they will deduct cancellation fees and policy admin fees from this refund, and if your cover has started they will also deduct money for the days you had cover for.
You can also cancel your GoSkippy car insurance policy after the 14-day cooling-off period, but the fees for doing this are higher, and you will not get a refund for any add-ons you purchased. In some cases, the cancellation costs may be higher than the refund due, and in this case you would need to pay GoSkippy the difference if you wanted to proceed with the cancellation.
Does GoSkippy charge cancellation fees?
Yes, GoSkippy charges cancellation fees for car insurance. The amount varies depending on when you cancel:
Prior to the policy start date: £25
Within the first 14 days of the policy starting: £35
After 14 days: £50 if your car insurance started on or after 11th March 2026. If it started before this date, your cancellation fee will be £75.
On top of these fees, GoSkippy will deduct a policy administration charge from your refund.
Can I get a refund for extras I've added to my GoSkippy car insurance?
Any payments you made for GoSkippy car insurance add-ons are non-refundable if you cancel outside the cooling off period.
If you purchased GoSkippy Premier, you will also need to pay the full price for the legal expenses cover that is included in this policy even if you cancel. The RAC breakdown cover that is also included will be refunded at a pro-rata rate.
What other insurance does GoSkippy sell?
More car insurance providers
With MoneySuperMarket, you can quickly and easily compare GoSkippy car insurance against policies from up to 197
How do I find my GoSkippy car insurance policy?
If you bought your GoSkippy car insurance through MoneySuperMarket, you can find your policy information by logging into our website or app. Your active policies will be shown on your dashboard.
Alternatively, you can find your GoSkippy car insurance in the 'policy documents' section of GoSkippy's online portal, which you access via their website. If you want these documents in a different format you can email them at talk2us@goskippy.com
Is it cheaper to buy GoSkippy car insurance through a price comparison website?
Price comparison websites like MoneySuperMarket can help you find cheaper car insurance from providers such as GoSkippy compared with going direct. There are several ways we can help you save money:
our Price Promise1 means if you find the same policy cheaper elsewhere (including on a provider’s website), we’ll refund the difference and give you a £15 gift card
our Price Optimiser gives you tailored tips on how to adjust your policy to reduce the price – 83%
^ of customers saved on their car insurance using this toolour SuperSaveClub2 rewards programme gives you added perks, including £15 when you buy a car insurance policy and benefits like a Free Days Out annual pass
We also make it quick and easy to compare GoSkippy policies alongside other insurers, so you can check you’re getting the best deal and see if the same level of cover is available for less elsewhere.
Can I pay GoSkippy in monthly instalments?
Yes, you can pay for your GoSkippy car insurance policy in monthly instalments if you’re eligible.
However, this will be more expensive than an annual one-off payment as the insurer is lending you the cost of the policy, so it will charge interest, and you will be subject to a credit check.
If you miss a monthly payment your cover could be voided.
Find out more about paying your car insurance annually versus monthly.
Can I add other drivers to my GoSkippy car insurance policy?
Yes, you can add a named driver to your GoSkippy car insurance policy using the online customer portal.
Be aware that:
An additional driver can affect your premium. If they are an experienced, older driver this could potentially lower your premium, but if they are considered high risk this is likely to increase your premium
GoSkippy charges administration fees of £25 for an adjustment prior to the policy’s inception or £50 after the policy has begun
Will I be charged if I make a change to my GoSkippy car insurance?
Yes, GoSkippy charges a £50 administration fee for making changes to your car insurance mid-policy, for example to change your address or add another driver. (Before the policy starts, this fee is £25).
Your premium may also go up or down depending on the change. For example if you move to an area with a higher crime rate, you will probably pay more for your car insurance to reflect the increased risk.
Can I insure an electric car with GoSkippy?
Yes, GoSkippy offers car insurance for electric vehicles and hybrid cars.
As well as its standard cover, the EV insurance will protect your EV charging cable, battery and wall box.
How do I renew my GoSkippy car insurance policy?
Most GoSkippy car insurance policies are set to renew automatically. This means that when your current policy ends, a new one will begin using the payment details already on file, so you won’t need to take any action and your cover will continue without interruption.
Auto-renewal doesn’t guarantee the same price or level of cover. GoSkippy will contact you before your renewal date to outline any changes to your premium or policy. If you don’t want your policy to renew automatically, you’ll need to let GoSkippy know before it expires. You can do this online, or by phone, email or post.
Before allowing your policy to renew, it’s a good idea to compare car insurance quotes to check if you could find a better deal elsewhere. Comparing options can help make sure you’re not paying more than you need to, as renewal prices aren’t always the most competitive.
Who underwrites GoSkippy insurance?
GoSkippy is a broker, which means its car insurance is underwritten by a panel of UK insurers. This means GoSkippy itself doesn’t usually take on the insurance risk. Instead, when you get a quote, one of its underwriting partners provides the policy and is responsible for paying out any claims.
Your policy documents will confirm exactly which insurer underwrites your cover.
GoSkippy policies are arranged and administered by Somerset Bridge Limited, which acts as the intermediary. This means they handle things like setting up your policy, renewals and general customer service, while the underwriter is responsible for claims decisions and payouts.
This type of setup is common in the UK car insurance market and doesn’t affect the validity of your cover. Many brands operate as intermediaries, working with insurers behind the scenes. But there are a few implications to be aware of:
the claims experience can vary depending on the insurer underwriting your policy
you may deal with different companies for administration and claims
How does MoneySuperMarket create and review the content on the website?
At MoneySuperMarket, we want to give you clear, accurate and trustworthy information so you can make confident financial decisions for your circumstances.
Every page on our website goes through a careful editorial process before it is published. It’s written or reviewed by one of our experienced experts, checked for accuracy, and updated regularly to reflect the latest information.
We do use AI tools to support our research and drafting, but a human editor is always in the loop to review, fact-check and approve everything before it’s published, so you can trust that what you’re reading is both reliable and up to date.
You can read more in our editorial guidelines.
How does MoneySuperMarket make money?
We get paid by the companies we work with, but the payment we get doesn’t have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.
Our comparison service is, and will always be, free to use.
Why should I use a price comparison website?
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.
Does MoneySuperMarket work with all the providers on the market?
No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
Is car insurance eligible for SuperSaveClub and rewards?
Yes, you can earn SuperSaveClub rewards when you buy car insurance through MoneySuperMarket.
This includes:
Up to £15, which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk
Free Days Out pass (worth £180), which gives free entry to a range of UK attractions
Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos
To earn SuperSaveClub rewards on purchases you must:
Sign up to SuperSaveClub (it's free)
Be signed in to your account when you make the purchase
More information can be found on our SuperSaveClub homepage.
Is car insurance eligible for Price Promise?
Yes, car insurance is included in our Super Save Price Promise.
If you buy through us then find the same deal for less we will:
refund the difference
give you a gift card worth up to £15
Terms and conditions apply. More information can be found on our Price Promise page.
Reviewed on 2 May 2026 by
YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
Source: Motor Insurance Bureau, 'Tackling uninsured driving to reduce costs and make our streets safer' https://www.mib.org.uk/reducing-uninsured-driving/reducing-costs-improving-safety. Accessed April 2026.
You might see a premium policy with a lower average sold price than the basic option. That's not because it’s cheaper overall, but because lower-risk customers are buying it. People whose individual circumstances mean they receive higher premiums often choose the most basic cover to keep costs down, while those offered cheaper premiums are more likely to upgrade to a higher-tier product.
Based on the 10th percentile of comprehensive car insurance policies sold through MoneySuperMarket in the month of March 2026.
Source: Which? 'Some car and home insurers still charging exorbitant interest rates to pay monthly, despite repeated warnings, Which? finds', 28th April 2025. https://www.which.co.uk/policy-and-insight/article/some-car-and-home-insurers-still-charging-exorbitant-interest-rates-to-pay-monthly-despite-repeated-warnings-which-finds-aFPxY1U8K8Xw
Accurate as of 30 April 2026.
83% of users completing the car insurance Price Optimiser journey and actioning its insights on MoneySuperMarket between 12.02.26 and 16.02.26 found a cheaper quote.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
An 'uninsured driver promise' is a car insurance policy feature where you will not have to pay your excess and will not lose your no-claims discount if your car is hit by an uninsured driver and the accident wasn't your fault.
Administration fees are charges insurers apply when you make changes to your car insurance policy. Examples of mid-term policy changes that could incur an administration fee include: changing your address, updating your job title, adding or removing a driver, changing your vehicle.
These fees cover the cost of processing the change, rather than the insurance risk itself. They are separate from any change in your premium. For example, if you update your details, your price may go up or down based on risk, then an admin fee may be added on top.
Based on the average annual price of policies sold through carole nash on MoneySuperMarket between January 2026 and March 2026 and the provider sold with over 200 sales in the period, where only one driver was on the policy who had held a full uk car insurance license for at least 1 year.
Based on the average annual price of policies sold through churchill on MoneySuperMarket between January 2026 and March 2026 and the provider sold with over 200 sales in the period, where only one driver was on the policy who had held a full uk car insurance license for at least 1 year.
Based on the average annual price of policies sold through marmalade essentials on MoneySuperMarket between January 2026 and March 2026 and the provider sold with over 200 sales in the period, where only one driver was on the policy who had held a full uk car insurance license for at least 1 year.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
Defaqto is a leading independent reviewer of financial products. Five stars is for 'an excellent product with a comprehensive range of features and benefits'.
Individual insurance products from GoSkippy may have different ratings. Data from the Defaqto website. Data from April 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in March 2026.
Defaqto is a leading independent reviewer of financial products. Five stars is for 'an excellent product with a comprehensive range of features and benefits'.
Individual insurance products from GoSkippy may have different ratings. Data from the Defaqto website. Data from April 2026.
Defaqto is a leading independent reviewer of financial products. Five stars is for 'an excellent product with a comprehensive range of features and benefits'.
Individual insurance products from GoSkippy may have different ratings. Data from the Defaqto website. Data from April 2026.
