The AA (Automobile Association) was founded in 1905 by a group of motoring enthusiasts. It has since grown into a renowned brand and trusted provider of car insurance, driving lessons, and breakdown cover, as well as a range of personal finance products.
It also offers short-term car insurance, bike insurance, van insurance, home insurance, and travel insurance.
AA Car Insurance is underwritten by AICL, which is also underwrites Saga insurance services.
Contact AA Car Insurance
What types of cover does AA offer?
AA Car Insurance provides three levels of cover on single car insurance policies – comprehensive, third party fire and theft cover (TPFT), and third party only – and they all come with a range of standard and additional benefits.
AA Breakdown members also get additional benefits as standard when they take out car insurance.
Information about AA Car Insurance
AA Car Insurance offers a number of benefits to comprehensive policyholders, including:
- A courtesy car while your car is in for repairs with an approved following an accident, or if it’s been written off or stolen.
- An uninsured driver promise that protects your no claims discount (NCD) and covers excess payments if an uninsured driver hits you.
- Get a brand new replacement car if your car is less than 13 months old and is stolen or written off.
AA Car Insurance’s credentials
AA Car Insurance is underwritten by AICL, and is authorised and regulated by the Financial Conduct Authority.
How the type of car you drive affects the cost of car insurance
The type of car you drive can have a big effect on the cost of your car insurance. As you might expect, the cheapest cars to insure are usually the ones that are relatively cheap to buy, so if you’re looking for a car that won’t cost a small fortune to insure, go for a low-spec model with a small engine.
Modifications can also bump up premium prices, so look out for cars that have had their engines tuned, or have had a body kit or other add-on fitted, as you could be in for a shock when running insurance quotes.
No matter what car you own, you can save on the cost of car insurance my comparing quotes with MoneySuperMarket. Get a car insurance quote today to see if you can reduce your premium.