Post Office Car Insurance

Who are Post Office Car Insurance?

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Read our guide to find out what type of car insurance cover is offered by Post Office

Man driving car close up

Post Office provides fully comprehensive and third party fire and theft car insurance. Its car insurance is divided into two sections – Under 50s and Over 50s – and it tailors the level of cover and additional benefits to suit each age group.

It also offers bike insurance, home insurance, van insurance, pet insurance and travel insurance.

Post Office Car Insurance is run by Junction, which is also responsible for the insurance arms of brands including Lloyds, RAC, HSBC, M&S Bank, Halifax and Santander. Junction is part of BISL Limited, which owns a number of other insurance brands, including Bennetts, Budget, and Dial Direct.

Contact Post Office Car Insurance

Post Office Car Insurance can be reached by calling 0345 073 1002, and is on both Facebook and Twitter.

What types of cover does Post Office Car Insurance offer?

Post Office provides comprehensive single car insurance policies, with additional benefits and breakdown cover available.

READ:  Would you save money with multi-car insurance?

Information about Post Office Car Insurance

All Post Office Car Insurance include the following policyholder benefits:

  • 60 days’ cover for driving in the European Union, at the same level of cover you have in the UK.

All Post Office Under 50s comprehensive and third party fire and theft policies also include the following benefits:

  • Windscreen replacement and repairs.
  • Courtesy car (subject to availability).
  • Cover against vandalism and malicious damage (subject to conditions).
  • Up to £100 of personal belongings cover.

All Post Office Over 50s Car Insurance policies include the following:

  • Uninsured driver protection to cover your excess payments and protect your no claims discount if a driver who has no insurance hits you.
  • Cover against vandalism and malicious damage (subject to conditions).
  • Up to £400 worth of emergency transport and accommodation cover to pay for alternative transport or lodgings after an accident.
  • Unlimited cover for factory fitted in-car entertainment and satnav equipment, and up to £500 to cover permanently fixed, non-standard equipment.
  • Up to £500 of personal belongings cover.
  • Up to £150 to replace child car seats if your car is in an accident or damaged.

Post Office Car Insurance’s credentials

Post Office Car Insurance is provided by Junction, part of BISL Limited, which is authorised and regulated by the Financial Conduct Authority.

Is it worth protecting your no claims discount?

Building up a healthy no claims discount (NCD) is arguably the most effective way to cut the cost of your car insurance, especially if you’re a driver with more than a few miles on the clock, as there’s a good chance you’ll have built up a good few years’ worth of discount.

The problem is just one claim could see your entitlement drastically reduced and your annual premium dramatically increased. It could be worth safeguarding your discount with no claims discount protection – it costs an average of £23 to protect a five year NCD, while making a claim can put your premium up by 30%, according to MoneySuperMarket research.

Visit our car insurance channel today and run a price comparison to see if your car insurance premium could be reduced.  

READ: Everything you need to know about no claims discount

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