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Saga Car Insurance
Compare quotes for car insurance with Saga
Why choose Saga Car Insurance?
Saga launched in 1951 as a travel company offering affordable UK holidays to retired people. They gradually expanded over the years to provide a range of products and services including cruises, holidays, money and insurance.
Saga is a brand champion for people over 50 living vibrant lives, they exist to create exceptional experiences every day and enable its customers to do the things they love with confidence.
The company has a unique insight into the needs of its customers and tailors products to suit. Saga Car Insurance is highly rated, its Comprehensive cover has received a Defaqto 5 Star rating every year since 2013.
Contact Saga
You can contact Saga customer services on 0800 302 9735 or on 01843 343245. Lines are open Monday to Friday from 8.30am to 8pm and 8.30am and 5pm on Saturdays. If you need to call on a Sunday, the opening hours are 9am to 5pm.
How much do Saga car insurance policies cost?
Fully Comprehensive
£206^
This is the average price of a Saga car insurance policy across all drivers.
How much you personally pay will be influenced by your age, location, driving history and other factors.
What types of car insurance can I get with Saga?
There are three Comprehensive cover levels to choose from: Saga Standard, Saga Select and Saga Plus. Saga Standard is available through comparison websites and includes all the following features:
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Uninsured driver promise
If you’re hit by an uninsured driver and you supply Saga with the vehicle details, you won’t lose your No Claim Discount and they’ll refund your excess
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European cover
You’re covered to drive in most European countries for up to 90 days in any policy year
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Windscreen cover
For repairs and replacement to windscreens, windows and sunroofs. Windscreen excesses apply but claims won't affect your No Claim Discount
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Guaranteed courtesy car
While yours is being fixed by an approved UK repairer
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Personal belongings
Pays out up to £400 if your belongings are damaged or stolen
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Audio equipment
Up to £1,000 for permanently fitted in-car entertainment systems
Optional extras you can add to your policy
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Legal protection
Cover to reclaim up to £100,000 of uninsured losses if an independent legal representative thinks you can win the case.
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Replacement car
Extension to get a courtesy car if yours is stolen or written off
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Breakdown assistance
To keep you on the road in the UK and Europe
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Increased personal accident cover
Up to £150,000 for injuries or accidental death.
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Key protection
Cover up to £2,500 per claim to help with replacing lost, stolen or broken keys. You won't have to pay an excess and your No Claim Discount won't be affected.
Why compare Saga car insurance with MoneySuperMarket?
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Compare with other insurers
You'll see how Saga compare to other insurers, making sure you're finding the best deal
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Here to help
Our Car Monitor service reminds you when your MOT and tax are due, so you never miss a renewal date
Can I cancel my Saga insurance policy?
You can cancel a Saga car insurance policy by calling 0800 056 9167. If you cancel before your cover has started, you’ll get a full refund. Otherwise, you’ll have to pay an admin fee if you cancel within the first 14 days, and a cancellation fee of up to £50 after that. You’ll then receive a pro-rata refund of your insurance premium – as long as no claim has been made.
Who underwrites Saga insurance?
Saga's range of insurance products is underwritten by a panel of carefully selected insurers.
Can I add other drivers to my Saga car insurance policy?
Yes, you can add a named driver to your Saga policy online or by calling 0800 302 9735.
How does MoneySuperMarket create and review the content on the website?
At MoneySuperMarket, we want to give you clear, accurate and trustworthy information so you can make confident financial decisions for your circumstances.
Every page on our website goes through a careful editorial process before it is published. It’s written or reviewed by one of our experienced experts, checked for accuracy, and updated regularly to reflect the latest information.
We do use AI tools to support our research and drafting, but a human editor is always in the loop to review, fact-check and approve everything before it’s published, so you can trust that what you’re reading is both reliable and up to date.
You can read more in our editorial guidelines.
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We get paid by the companies we work with, but the payment we get doesn’t have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.
Our comparison service is, and will always be, free to use.
Why should I use a price comparison website?
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.
Does MoneySuperMarket work with all the providers on the market?
No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
Is car insurance eligible for SuperSaveClub and rewards?
Yes, you can earn SuperSaveClub rewards when you buy car insurance through MoneySuperMarket.
This includes:
Up to £15, which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk
Free Days Out pass (worth £180), which gives free entry to a range of UK attractions
Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos
To earn SuperSaveClub rewards on purchases you must:
Sign up to SuperSaveClub (it's free)
Be signed in to your account when you make the purchase
More information can be found on our SuperSaveClub homepage.
Is car insurance eligible for Price Promise?
Yes, car insurance is included in our Super Save Price Promise.
If you buy through us then find the same deal for less we will:
refund the difference
give you a gift card worth up to £20
Terms and conditions apply. More information can be found on our Price Promise page.
Reviewed on 19 Dec 2025
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on 1 visit per month – average ticket value £15.30 (Oct 24)
T&Cs and restrictions apply, see here for more information
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
T&Cs and restrictions apply, see here for more information
T&Cs apply, click here for more information