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It's simple to compare car insurance. Just pop in a few details about yourself, your car, and the cover you need.
Why choose Hastings Direct car insurance?
Hastings Direct insurance started offering car insurance in 1997 and has since expanded its product range to include home insurance, van insurance, and motorbike insurance. It has three car insurance ranges: Hastings Direct, Hastings Essential, and Hastings Premier. The no-frills Essential product is the cheaper option, but while Hastings Direct (which also provides the Premier range) has an impressive five-star rating from Defaqto, Hastings Essential gets just two stars.
Hastings Premier policies include breakdown cover as standard, but you’ll have to pay extra to add it to a Hastings Direct policy. For drivers looking to cut costs with a telematics policy, there is also Hastings YouDrive.
Contact Hastings Direct
You can contact Hastings Direct, including for roadside assistance, on 0333 321 9800. You can also contact them via online live chat. For non-urgent claims, send an email to motorclaims@hastingsdirect.com
If you have a complaint, meanwhile, you can call 0333 999 8904 between 9am and 5pm Monday to Friday, fill in an online form, or write to the company: Customer Relations Manager Hastings Direct Conquest House Collington Avenue Bexhill-On-Sea East Sussex TN39 3LW
How much do Hastings Direct car insurance policies cost?
These are the average prices of Hastings Direct car insurance policies across all drivers.
How much you personally pay will be influenced by your age, location, driving history and other factors.
Third Party, Fire & Theft
£519^
Fully Comprehensive
£508^
Price breakdown by policy
Fully Comprehensive | Average Price |
|---|---|
Hastings Essentials | £616^ |
Hastings Premier | £525^ |
Hastings Youdrive | £1002^ |
Third Party, Fire & Theft | Average Price |
|---|---|
Hastings Youdrive | £986^ |
Hastings Premier | £535^ |
Example car insurance quote from Hastings Direct
Hastings Direct
YouDrive
Black box telematics You will need to fit a Black Box to your car if you buy this policy and your driving will be monitored.
Great for
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Courtesy car: comes as standard
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Personal injury cover: comes as standard
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Windscreen cover: comes as standard
But be aware that
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Legal cover: available from £29.99
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Breakdown cover: available from £34.99
This is for illustrative purposes only. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example.
Learn more about our full methodology here.
What types of car insurance can I get with Hastings Direct?
Hastings offers two types of insurance: fully comprehensive and third party fire and theft and three levels of cover – Essential, Direct and Premier. Standard features on a comprehensive policy include:
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A courtesy car
While yours is being repaired at an approved repair shop
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European Union cover
Free overseas driving cover within the EU
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Audio equipment cover
Unlimited cover for all equipment that is permanently fitted in your car
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Uninsured driver promise
You won’t lose your no claims discount or pay any excess if you’re hit by an uninsured driver
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Windscreen cover
Means you can easily repair chips and cracks at no extra cost.
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24/7 claims helpline
While most queries can be dealt with online, the emergency line is open all hours
Can I cancel my Hastings Direct insurance policy and switch providers?
If you wish to cancel your Hastings Direct car insurance, you'll have to contact them directly by phoning 0333 321 9800 to discuss the following:
If your policy is coming up for renewal: Contact Hastings Direct to discuss cancelling before your policy automatically renews. If your policy hasn't expired yet, there may be a small admin fee to process your cancellation.
If you've just taken out a policy: As per UK law, you legally have a 14 day cooling off period where you can cancel your policy within this timeframe and won't be charged
If your policy has auto-renewed at a higher rate: Get in touch with Hastings Direct insurance to see if you can renegotiate or cancel your policy
What level of cover can I get with Hastings Direct?
Hastings Direct offer three levels of cover:
Essential: This is a standard 'no frills' type of car insurance, which offers basic cover such as damage to your car and legal liability cover
Direct: Includes everything on essential cover, plus extras such as windscreen cover and personal belongings cover
Premier: This is the most comprehensive car insurance, which includes everything above, plus breakdown cover and motor legal protection
.
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Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer the best value, with savings delivered straight to you.
By combining independence with our excellent technology, we can negotiate the best prices and the best value on products and services.
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What add-ons can I get with Hastings Direct?
Hastings Direct offers the following add-on options for your car insurance policy:
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Breakdown cover
Covers call-outs to mechanics if your car breaks down
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Motor legal protection
Covers certain legal fees if you are involved in a road incident
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Enhanced personal accident cover
Provides a greater level of cover for you and your passengers in the event of a car accident if anyone is seriously injured or dies
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Key protection
Covers the costs of getting new car keys and, in many cases, provides a courtesy car while your vehicle is unusable
Trusted Service Awards Winners
MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.
Why compare Hastings car insurance with MoneySuperMarket?
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Compare with other insurers
You'll be able to see how Hastings compare to other insurers and make sure you're finding the best deal
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Designed for you
Our Car Monitor service helps to protect you by letting you know when your MOT and tax are due
Who underwrites Hastings insurance?
Around 90% of Hastings policies are directly underwritten by Advantage Insurance Company Limited.
Can I add other drivers to my Hastings car insurance policy?
Yes, you can add, remove or edit the details of named drivers on your Hastings policy at any time. You can also add temporary drivers on some policies if required.
Can I pay Hastings Direct in monthly instalments?
Yes, you can pay for your car insurance policy via monthly Direct Debits or annually in one payment.
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Our comparison service is, and will always be, free to use.
Why should I use a price comparison website?
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
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Does MoneySuperMarket work with all the providers on the market?
No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
Is car insurance eligible for SuperSaveClub and rewards?
Yes, you can earn SuperSaveClub rewards when you buy car insurance through MoneySuperMarket.
This includes:
Up to £15, which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk
Free Days Out pass (worth £180), which gives free entry to a range of UK attractions
Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos
To earn SuperSaveClub rewards on purchases you must:
Sign up to SuperSaveClub (it's free)
Be signed in to your account when you make the purchase
More information can be found on our SuperSaveClub homepage.
Is car insurance eligible for Price Promise?
Yes, car insurance is included in our Super Save Price Promise.
If you buy through us then find the same deal for less we will:
refund the difference
give you a gift card worth up to £20
Terms and conditions apply. More information can be found on our Price Promise page.
Reviewed on 10 Dec 2025
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.