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Home Services and Mortgages Expert

Ashton Berkhauer

Currently the General Manager for Home Services and Mortgages, Ashton observes the markets and, along with his team, strives to get the best possible solutions for consumers. The products within his control cover the largest amount of expenditure that households incur on an ongoing basis, including gas, electricity, broadband, mobile and, of course, mortgages.

Ashton says:

“We are currently living in a high inflationary environment with household bills spiralling into the stratosphere. Energy prices might be on the decline but they are still the most expensive we have ever seen, and with mortgage interest rates rising, these additional pressures weigh heavily on already cash strapped consumers.

"Here at MoneySupermarket we help try and take the sting out of things by helping customers get the best value products and services to meet their needs.”

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Ashton Berkhauer

Ashton's Experience

Ashton is a veteran of the price comparison space, having worked across all products in his time in the industry. He has also worked on the supply side for some of the fastest growing insurance and energy businesses in the sectors.

Expertise

  • Home Services

  • Mortgages

More from Ashton Berkhauer

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News & Guides
  • Mortgage fees explainedWhen you take out a mortgage, you may also have to pay an arrangement fee, valuation fee, booking charge, legal expenses, and so on. Here, we detail all you need to know about mortgage fees.
  • All you need to know about tenants in commonIf you’re thinking about getting a home loan with someone else, you might want to consider tenants-in-common mortgage. Find out all you need to know here
  • Explaining Annual Percentage Rate Charge (APRC)You might think ‘APRC’ is just a rugby club you’ve never heard of before. But it is, in fact, a new way of showing the overall cost of your mortgage.
  • How much energy does loft insulation save?Insulating your loft will almost certainly save you money. But how much? And what kind of loft insulation costs can you expect? We take a look
  • How do energy bills work?Confused by your energy bills? Our helpful guide explains all
  • Fuel PovertyIf you're struggling to pay your energy bills this winter, there are ways to improve your situation
  • Can I get government help to pay my energy bill?The government offers help to vulnerable and low income homes – see if you’re eligible for discounts on your fuel bill
  • Understanding your energy usageKnowing how much gas and electricity you use helps to give you the most accurate quote when comparing energy deals. Our guide explains how to work out your energy usage, and what to do if you don’t have the information to hand.
  • Can I change my mortgage to interest-only?Looking to change your mortgage to an interest-only product? Read on and we’ll explain what switching to an interest-only mortgage means, how you can do it, and what impact it will have.
  • Warm Home DiscountThe Warm Home Discount offers households in England, Wales, and Scotland some help towards heating costs from the government this winter. We take a look at who qualifies and what you need to know.
  • Is electricity cheaper at night? Off-peak explainedIf you’re looking to lower your energy bill, you might be able to save some money by running your appliances at certain hours. But you'll need to be a time-of-use tariff. Read on for all you need to know about peak and off-peak electricity usage.
  • Green Homes GrantNow closed, the Government’s green initiative was aimed at making our homes more energy efficient and saving you some cash in the process. Here's how the scheme worked...
  • Smart ThermostatsRead our guide to find out more about energy-saving smart thermostats and discover how they could help you keep your energy bills down.
  • Find my energy supplierGetting to grips with where your energy comes from is the perfect first step to understanding your bill, using less power, and switching to the best supplier and tariff.
  • Cavity Wall InsulationInsulating your home is a good way to keep the heat in, but it can also save you money too - here's how.
  • Economy 7How does Economy 7 work? And can it save you money? Read on and we'll walk you through what you need to know.
  • How To Read Your Electricity And Gas MetersFind out what you need to know about the different types of energy meters, and how to read them
  • Are solar panels worth it in 2024?They’re increasingly common, but are solar panels worth the outlay? Will they save money on your electricity bills and do they offer good value with other low carbon energy options available? Read on and we’ll explain everything you need to know about buying domestic solar panels and generating your own solar energy.
  • Winter fuel paymentThe government’s winter fuel payment can help you with the cost of your energy bills
  • The Warm Home Discount explainedIf you're claiming certain benefits, you may be entitled to money off your energy bills in the winter. Here's what you need to know, and how to claim.
  • Paying your energy billsOur guide tells you all you need to know about the various ways you can pay your energy bills
  • Fuel DirectIf you are struggling to pay your energy bills and you are in receipt of certain benefits, you can arrange to have a fixed amount deducted directly from your benefits payments to go towards your bills.
  • What is a Cold Weather Payment?
  • Moving home and your energy supplyIt’s easy to arrange your energy supply when you move home. Our guide walks you through the process.
  • All you need to know about Energy Performance Certificates (EPCs)
  • 24/7 boiler cover24/7 Home Rescue delivers great value boiler cover, with impressive customer satisfaction ensuring it has an edge on its rivals
  • First-Time Home-Buyer InsuranceHave you saved money, found the right property, had the mortgage agreed, and have a hopeful exchange date on the calendar? If so, it could be the time to think about first-time home-buyer insurance. Here, MoneySuperMarket breaks down exactly what you need to know.
  • How to prevent pipes freezingWorried your pipes are frozen? Or looking to ensure that your pipes stay safe during the winter? Then our comprehensive guide is here to help. Read on and we’ll explain how to prevent your pipes from freezing.
  • What temperature should my boiler be in winter?Get your boiler temperature right and you can save money, as well as keep cosy in the cold weather. Here's how...
  • Boiler maintenance tipsBoilers are expensive to repair and even more costly to replace. To keep it in tip-top condition, you should maintain and look after your boiler.
  • How to be gas safeCarbon monoxide (CO) can kill you. In fact, CO poisoning kills about 50 people in their homes each year. And as you can’t see, taste or smell it, you could well not notice anything is amiss before it is too late. That’s why it’s so important to be gas safe.
  • Gas safe registerGas is dangerous – potentially lethal – so if you are having a boiler fitted, a gas fire replaced or a cooker repaired, you should make sure that your engineer is suitably qualified to carry out the work safely
  • Can I get a Mortgage with a Fair Credit Score?A poor credit rating can be a major barrier to getting a mortgage. However, the good news is that there are lenders who are prepared to help those whose applications may be refused elsewhere. So, can I get a mortgage with a fair credit score? Read here to learn more.
  • How a property chain works when buying and sellingBeing part of a property chain can delay your plans to buy or sell a house. Here are MoneySuperMarket’s top tips for keeping the process moving.
  • What happens at the end of my interest-only mortgage?If your interest-only mortgage is coming to an end and you’re worried about not being able to make the final payment, or simply looking for a new deal, our guide is here to help.
  • What is a Mortgage Offer?Getting a mortgage offer is a big step on the way to buying a home. Here’s everything you need to know about the mortgage-offer process.
  • Negative Equity MortgageMost homeowners know that they want to avoid being in negative equity. But what does it really mean, exactly? If you find yourself in a tricky situation, what steps can you take to get out of it? Read our guide on negative equity mortgages to learn more.
  • Remortgage Q&AWhen buying a new home, most of us take out a mortgage that allows us to borrow enough money to make the purchase.
  • When is the best time to remortgage your home?You can remortgage to a new deal or lender at any time – but you need to consider interest rates and any fees you'll pay to switch
  • The Green Deal explainedOur guide tells you all you need to know about the Green Deal scheme
  • Boiler cover onlyIf your boiler breaks down, the last thing you need is the threat of a huge repair bill.
  • How to keep your home warm in winterTips and tricks to stay warm while keeping on top of your energy bills.
  • Insulate Your Home and Save Energy: A Comprehensive GuideRead our guide to find out how insulating your home could save you money
  • What are seasonal payments for energy bills?One way you can pay your energy bill is in seasonal payments - four per year. Here's how that works, and what it means for your energy bills.
  • Paying your energy billLots of people have switched to electronic payments, but most energy companies will still accept older forms of payment
  • Monthly direct debit Find out how paying your energy bills by direct debit could save you money.
  • Payment CardFind out how energy payment cards work with our dedicated guide.
  • Monthly Variable Direct Debit Energy bills are among our most costly household outgoings and knowing which payment method to choose can be confusing. Get some clarity with our full guide.
  • Solid wall insulationSolid wall insulation can save up to £710* a year on your gas and electricity bills, according to the Energy Saving Trust. So, it could it make a saving with your home? Find out with our guide
  • Energy Social TariffsStruggling to manage your energy bills? Our guide walks you through your options.