Home Insurance Guide – 8/8

So far in the moneysupermarket.com guide to home insurance we’ve examined the different types of cover, the variable options, the costs and ways to save and how to make a claim. Now, in the final section, we help you on your way to finding the best home insurance quote available for your needs.

How to get the best home insurance quote

There are four main options when searching for the best home insurance deal:

• Home insurance brokers – Brokers have been with us for decades but are limited as they can only contact the insurers they have deals with.
• Direct insurers – Also known as direct writers - they ‘cut out the middle man’ in the form of the broker. Commissions sent to the broker can now be savings for the consumer. However, direct insurers will spend massive amounts of money on marketing.
• Branded providers – Large UK brands, such as supermarkets or retail chains, use their brand recognition to branch into other areas. However, your choice is still limited to their products from a direct insurer or broker.
• The ‘Full Search’ provider – The full search provider allows you to enter your details and returns quotes from a wide list of insurers, direct insurers, brokers and UK brands. By examining the market in just minutes you can save time and money.

So if it’s the cheapest and best home insurance deal you’re looking for, then why not enter your details now on the price comparison tool at moneysupermarket.com? Within minutes you will see a list of quotes suited to your needs from more than 60 insurance providers.

Good luck in your search and may your home be a happy one!