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Do you live in a burglary hotspot?

Enter your postcode to see how your address compares to the rest of the UK

David McDermottroe
Written by  David McDermottroe
Kara Gammell
Reviewed by  Kara Gammell
10 min read
Updated: 14 Aug 2023

Whether you live in a busy city centre or a sleepy suburb, unfortunately, home burglaries are an all too common occurrence. But where are people most at risk of being burgled and what can homeowners do to keep their homes safe and secure?

burglary breaking into a home

Being burgled is a deeply unpleasant experience, and while a good home insurance policy can minimise any financial losses, knowing that a stranger has been rummaging through your things can leave you feeling unsafe in your own home.

Burglaries are generally considered to be crimes of opportunity with offenders looking to take advantage of the most unsecured homes. And, while there are practical steps you can take to better protect your property, such as fitting an alarm or video doorbells, some areas are simply more at risk of being burgled than others.

2022 burglary hotspots

We analysed more than 7 million home insurance quotes from MoneySuperMarket Home Insurance customers to find the UK postcodes with the highest and lowest rates of burglary claims since 2020.

Postcodes with the most burglary claims

With 57.83 claims for every 1,000 quotes since 2020, the Birmingham postcode of B94, covering Olton and Solihull is the UK’s burglary hotspot.

Birmingham postcodes account for 16% of UK’s burglary hotspots with 6 appearances in the top 50. This pales in comparison to London, which is home to almost half (45%) of our list with 23 postcodes.

Other cities with appearances in our top 50 burglary hotspots include Greater Manchester, Bradford, Glasgow, and Sheffield.

Postcodes with the fewest burglary claims

On the other end of the scale, residents of the Cambridgeshire postcode district of PE15, which covers areas such as March, Benwick, Doddington, Manea, and Wimblington, can sleep easy knowing that where they live had the fewest claims for every 1,000 quotes since 2020 - just 0.28.

The Welsh postcode of SY23 (Aberystwyth, Llanon, and Llanrhystud) and CA1 which covers Carlisle East came in second and third place with claims rates of 0.34 and 0.36 respectively.

Enter your postcode to see how your address compares to the rest of the UK

Burglary Hotspots

Do you live in a burglary hotspot?

Enter your postcode to see what the rate of burglaries was in your area between 2020-2022 and how it compared to the rest of the UK.

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UK Rank Postal Area Code Postal Area Rate per '000
UK Rank Postal Area Code Postal Area Rate per '000
1B94Olton, Solihull57.83
2SE24Herne Hill, Tulse Hill57.01
3WD7Shenley, Radlett54.27
5E9Homerton, Hackney Wick, South Hackney, Hackney Marshes, Victoria Park51.70
6SE22East Dulwich, Peckham Rye, Loughborough Junction, Herne Hill51.43
7E5Upper Clapton, Lower Clapton, Leyton, Stoke Newington51.11
8NW11Golders Green, Hampstead Garden Suburb47.71
9B24Erdington, Tyburn46.52
10EN2Botany Bay, Clay Hill, Crews Hill, Bulls Cross, Enfield Chase, Enfield Town, Forty Hill45.63
11KT7Thames Ditton, Weston Green45.12
12SK4Stockport, Four Heatons44.94
13B13Moseley, Billesley44.20
14BR7Chislehurst, Elmstead41.76
15IG9Buckhurst Hill41.31
16BD16Bingley, Cottingley, Eldwick, Harden40.92
19B93Knowle, Dorridge40.54

Protecting your home

While new technologies like video doorbells and smart light bulbs have given people more ways to protect their homes, the trusty burglar alarm is still an effective way of deterring would-be intruders.

But where are people most likely to use a burglar alarm and where could people stand to improve their home security?

Postcodes most likely to protect their homes with a burglar alarm

People living in Croxteth Park and West Derby (L12) in Liverpool were the most likely to use a burglar alarm to secure their homes. More than two-thirds (67.3%) of people who ran a quote between 2020 and 2022 said that they have a burglar alarm installed.

Other security-conscious areas include the West Midlands towns of Bescot, Tamebridge, and Yew Tree (WS5) and the Manchester postcode of M28 which covers Worsley, Walkden, Boothstown, and Mosley Common. Burglar alarms are installed in 67% and 66.2% of homes in these postcode districts.

Postcodes least likely to protect their homes with a burglar alarm

Just 0.2% of people in Earlston (TD4) in the Scottish Borders said that they have a burglar alarm installed.

In fact, 62% (31) of postcode areas that were least likely to protect their home with a burglar alarm were in Scotland. These areas include the Highlands, Argyllshire, the Scottish Borders, and the Orkney Islands.

People in Wales are equally as trusting with postcodes in Pembrokeshire and Powys making 6 appearances, as well as the Isle of Man with 3postcode areas among the 50 least likely to have a burglar alarm installed.

Valuable items

While home insurance will cover the cost of your belongings should anything happen to them, it’s important to let your insurer know of any particularly valuable items that might exceed the policy’s single items limit.

So, whether you’re a keen collector of comic books, wine, rare coins, Pokémon cards, or maybe you’ve treated yourself to a nice watch or some expensive jewellery, informing your insurance provider will give you peace of mind in knowing that your treasured items are protected.

If your collection is particularly valuable, you might want to consider specialist jewellery, bicycle or art insurance.

We dived into the data to find where people are most likely to add some valuable items to their home insurance and how much they’re worth.

Where people are most likely to insure their bicycle

Whether you use a bike to commute, compete, or just for fun, a decent bike doesn’t come cheap so it’s a good idea to insure it.

But where are people most likely to protect their bicycles and where are people splashing out on particularly fancy rides?

People living in Long Ashton (BS41) just outside of Bristol were the most likely to add their bike to their home insurance policy with 38% of people doing so. The average value of insured bicycles in this postcode area is £2,551.76.

Calver, Eyam, Grindleford, Hathersage, Stoney Middleton in Derbyshire (S32) and the East London postcode of E9 that includes Homerton, Hackney Wick, South Hackney, Hackney Marshes and Victoria Park had the second and third highest uptake of bicycle cover at 33% and 31%, and average values of £3,882.72 and £1,639.24 respectively.

However, the title of bougiest bike owners goes to those living in the Somerset towns of Churchill, Winscombe, Sandford, and Shipham (BS25) with an average bicycle value of £9,834.79, followed shortly by Kington in Herefordshire (HR5) and Sedbergh and Dent in Cumbria (LA10) at £8,941.97 and £8,279.56.

Watch collector hotspots

Watches aren’t just useful for telling the time. They can also be beautiful pieces of craftsmanship and precision engineering, which is why some people are willing to pay a tidy sum for a quality timepiece.

And after doing so, it’s understandable that they’d want to make sure their investment is protected should the worst happen.

We analysed home insurance quote data to find where the UK’s horologists live and the average value of their collections.

People living in the Liverpool postcode of L38 which includes Ince Blundell, and Hightown were the most likely to add a valuable watch to their home insurance cover. Almost a quarter (24%) of people did so between the beginning of 2020 and the end of 2022 with the average value of insured watches standing at £6,648.29.

Other horology capitals include the RM4 postcode area of Havering (22.1%) and Earl’s Court (SW5) with 21.7% of quotes seeking cover for valuable watches.

Looking at the most valuable timepieces, Birmingham’s B11 postcode took the crown with an average watch value of £27,971.48, while TD12 in the Scottish Borders and Sheffield City Centre (S1) rounded out the top three with average values of £21,766.67 and £19,983.33.

David McDermottroe, home insurance expert at MoneySuperMarket said: “After a prolonged period of lockdowns and covid restrictions last year saw us getting back to the office, travel opening up, and more socialising with friends.

“Unfortunately, the extra time spent away from our homes provided burglars with more opportunities. In fact, our research found that burglary claims last year were 106% higher than those recorded in 2020, rising from 7.79 to 16.01 per 1,000 quotes.

“While it’s not a surprise to see the list of burglary hotspots dominated by large cities, it is interesting to learn that a large proportion of people in rural areas aren’t protecting their homes with a burglar alarm.

“Although this type of crime may be less common in those areas, unfortunately, no one is immune to burglars. If we take simple and effective preventative measures like installing an alarm, investing in decent locks for windows and doors and keeping valuables such as laptops and keys out of sight it will not only make our homes less attractive to burglars, but it will be harder for them to break in.”

Whether you’ve taken simple steps to secure your property or if your home is practically a fortress, compare home insurance quotes with MoneySuperMarket and make sure your possessions are protected.

MoneySuperMarket’s tips for preventing burglaries

Whether you live in a crime-prone area or not, it’s always a good idea to protect your home as much as possible.

Simple steps you can take to help deter thieves include:

  • Investing in decent locks for your windows and doors

  • Marking your possessions with a UV security pen so anything stolen can be identified

  • Installing cameras and automatic sensor lights or even a fully monitored smart system

  • Getting an alarm installed by a supplier accredited by either the National Security Inspectorate (NSI) – a NACOSS Gold supplier – or the Security Systems and Alarms Inspection Board (SSAIB)

  • Keeping valuables away from windows and storing car keys out of sight

MoneySuperMarket’s tips on what to do if you’re burgled

Here’s a quick checklist of what to do if your home is burgled:

  • Report it to the police as soon as you can

  • Avoid touching anything to increase the chances of police finding fingerprints etc.

  • Once you have a crime reference number, call the claims number on your home insurance policy documents to make a home insurance claim

  • Take photos of damaged items before you start to clear up and look for receipts or example images of any stolen items

Kate Hughes
Kate Hughes
Money & Savings Expert

Our expert says

The startling thing about these hotspots is the difference between the chances of being burgled in different places around the country. But while we certainly need to remember that Covid-19 lockdowns will have had some effect on the numbers, the behaviours and changes that we make to reduce the chances of becoming a victim and having to make a claim are the same across the country regardless of what’s going on in the wider world.


An analysis of MoneySuperMarket home insurance quote data from the start of 2020 to the end of 2022.

Postcode areas with fewer than 300 enquiries (an average of 100 a year) or those with missing data were excluded from the study resulting in an analysis of 2,377 of 2,954 UK postcode areas.