Frequently asked life insurance questions
Life insurance can be an intimidating subject for many people – it’s not surprising that you may have some questions! We’ve answered the most common ones on our FAQ page, which you can find below.
Frequently asked questions
Life insurance guides
If you’d like to read about the various life assurance products available to you, have a look at our life insurance guides in order to learn what the best life insurance policy is for you.
There are many different types of life insurance policy, and knowing what you’re looking for can make finding the right product for you a great deal easier.
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Learn all about life insurance and find the policy for you
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How to find a great deal on your life insurance
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Read our guide to see if life cover is right for you
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Is life insurance for women different to mens?
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Read about how smoking can affect your premiums
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Is life cover right for you? Click to find out.
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How tax can affect your life insurance
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The most common queries people have about life cover
Need Life Insurance Advice?
If you’d rather speak to somebody rather than reading, here at Moneysupermarket.com we have a dedicated team of live insurance advisors who can help you not only find a great life insurance quote for you, but also help steer your application from start to finish. Click here to read about our life insurance advice service.
Find the right life insurance solution for you
Whether you need to protect your mortgage, cover your family’s income or simply pay for funeral expenses, we compare a multitude of different life insurance options in order to help find the best deal for you.
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Covering more than just your mortgage
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How to protect your home in the event of your death
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Does death in service cover you adequately?
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How Critical Illness cover differs from standard
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The benefits of a combined policy
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How to provide peace of mind for your family
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Click here if you’re not sure what cover you need
Why use MoneySupermarket to compare life insurance?
If you are looking to buy a house, are looking to protect your family or simply settle your financial affairs in the event of your death, life insurance is recommended. Here at MoneySupermarket we can help you find a great life insurance quote that’s right for you.
We compare our panel of UK life insurance providers to bring you great deals that could save you money on your policy – And our in house team can even discuss your needs with you and recommend the best life insurance policy for your needs.
The advantages of life cover
A life insurance policy can also be used to protect your loved ones in the event of your passing – these life insurance policies provide a lump sum in the event of your death that can be used to settle your financial affairs, as well as leaving something behind for your loved ones.
Of course, life insurance policies can be different for everyone, depending on what protection you need. For example, a policy can be set up just to cover the term of your mortgage, or cover for your family, depending on what you require. This is why you should compare life insurance policies, as the quote that is the cheapest may not necessarily be best suited to you.
Finding great life insurance quotes
Cheap life insurance is not always the best option, as tempting as it might seem – life insurance policies are designed to protect you and/or your family should the worst happen, and for this reason it’s always best to make sure that your policy covers you in the way you want it to.
For example, a decreasing term life insurance quote might be the cheapest option available to you, but this would be unlikely to be suitable for family cover. There are a number of things to consider when finding life cover, and it is not a decision you should make lightly.
You may also find that your life insurance quotes are affected by your medical history – as tempting as this may be, do not lie in order to make your premiums cheaper. Doing this could invalidate your life insurance policy should a claim be made.
