Budget Home Insurance

Updated: Every six months. Details correct at the time of publication - July, 2009.

Budget is a trading name of BISL Limited part of the BGL Group, established in 1992. The BGL group has grown to be one of the UK's largest personal lines insurance intermediaries, administering insurance for over 2 million customers. Budget began selling home insurance (also known as 'house insurance' or 'household insurance') in 1999 offering both domestic buildings and contents insurance.

Budget will help you find the best available home insurance quote from its list of 10 top home insurers. Its panel includes Legal and General, Groupama, Allianz Insurance Plc, Zurich, Lloyds TSB and AXA, and many more top brand names.

According to Consumer Intelligence research in March 2009, 69.39% of consumers achieve a saving with Budget Buildings and Contents Insurance.

The company's buildings insurance cover includes protection against subsidence; damage caused by falling trees. Cover includes as standard property owner's liability, cover during a property sale and alternative accommodation if your home is made uninhabitable up to the lower of £15,000 or 20% of the building sum insured.

Budget's contents insurance incorporates freezer contents up to a maximum £500, guest's property up to £500, replacement locks and keys cover of £250, public liability up to £2m and cover for personal documents and title deeds up to £250.

There are also additional products available including legal protection, personal possessions cover, home assistance (also known as home emergency cover) and personal accident cover that are competitively priced.