LV= Home Insurance

Updated: Every six months. Details correct at the time of publication - September, 2008.

LV= (previously known as Liverpool Victoria) is a leading financial services company that is renowned for top performing products and is also the UK‘s largest friendly society. It is a mutual society, which means that its members own it and as such there are no shareholders to deal with or to ascertain profits.

The company offers a range of home insurance (also known as ‘house insurance’ or ‘household insurance’) options and this includes both buildings insurance and contents insurance, with Defaqto awarding the company five-stars in 2008. LV= also offers a combined buildings and contents insurance policy with a discount if you buy online.

LV= home insurance includes buildings cover up to £1m as standard, with accidental damage as an optional extra. With a standard limit of cover on contents insurance up to £150,000 you will also receive up to £500 in frozen food cover, £2m in personal liability and, subject to conditions, an additional 10% for Christmas and wedding gifts. If you work from home, LV= home insurance can provide additional peace of mind with employers’ liability cover up to £10m.

There are also several optional policy benefits with LV= home insurance including cover for personal possessions taken away from the home up to £2,500 and up to £50,000 legal expenses cover.