Bell is a telematics-only insurance provider that specialises in low-cost cover for young drivers. Its Plug and Drive policy means a telematics black box is fitted to your car for just three months while your driving style is assessed.
Once the box is fitted, Bell will email feedback on your driving style, including advice on how to improve your driving score, and you could see a drop in the price of your premium within 12 weeks.
Bell also offers bike insurance, car warranty insurance, multi-car insurance, van insurance, and travel insurance.
It is a subsidiary of the Admiral Group, which also includes insurance providers Admiral, Diamond Insurance and Elephant Insurance.
Bell can be reached by calling 0333 220 2008, or on Twitter.
What types of cover does Bell offer?
Although Bell is exclusively a telematics insurance provider, it also offers multi-car insurance, breakdown cover, car warranty cover, motorbike insurance, travel insurance and van insurance.
Information about Bell
Bell offers a number of benefits you may not find with other telematics providers, such as:
- The telematics black box simply plugs into your car’s 12v socket, so there is no need for a professional installation.
- The box is only fitted for three months, during which time Bell assesses your driving style. Once the three months is up, you send the box back.
- Discounts and cashback are available after three months.
- There are no curfews, no limits on the number miles you can drive, and you won’t be penalised by price increases during the term of your policy.
Bell is authorised and regulated by the Financial Conduct Authority.
How telematics can help cut the cost of car insurance
Insurers see young drivers as a ‘higher risk’ group’ and push up the price of cover accordingly, but there are a few simple steps you can take to help keep costs down, even if you’re a teenager and you’ve just passed your test:
- A telematics policy offers an ideal way to cut the cost of cover, if you’re already a careful driver. This is because the black-box system works by monitoring your actual driving style, as opposed to the usual insurance method of basing a premium on assumptions.
- Adding an older, named driver to your policy.
- Cutting down on the number of miles you drive each month is another method of reducing the cost of your premium.
And it always pays to shop around for cover, to see which insurer is offering the best deal. Visit our car insurance channel today and run a price comparison to see if your car insurance premium could be reduced.