Wiser Choice Home Insurance

Updated: Every six months. Details correct at the time of publication - September, 2008.

A specialist insurance provider for the over 40s, Wiser Choice Insurance is part of Universal Group (UK) Ltd, which has been involved in the UK insurance market for more than 40 years and serves more than 600,000 customers annually. Wiser Choice offers numerous insurance products including home insurance (also known as ‘house insurance’ or ‘household insurance’) administered by onequote direct.

Wiser Choice can offer numerous benefits through its panel of insurance companies. These include home contents insurance, buildings insurance as well as contents and buildings insurance combined, legal expenses cover and a 24hr claims line. The individual policy terms available to you depend on the company you deal with.

As Wiser Choice only deals with a select group of mature individuals it claims it can offer cheaper premiums. This is because it assumes that older homeowners are more likely to take care of their homes and possessions and as a result it aims to offer a generous level of benefits.