Castle Cover Home Insurance

Updated: Every six months. Details correct at the time of publication - September, 2008.

Based in Poole, Dorset, Castle Cover takes a different approach to many other insurance companies. It offers quotes exclusively to people aged over 50. By doing so it believes that it can offer better value due to the lower risk levels associated with its customers.

Research carried out by Consumer Intelligence in the second quarter of 2008 showed that 10% of people could save up to £217 with Castle Cover home insurance (also known as ‘house insurance’ or ‘household insurance’). As its older clientele are more likely to take care of their homes, Castle Cover can reflect this by offering cheaper premiums from its panel of insurers which includes Royal & Sun Alliance and AXA.

Castle Cover offers both buildings insurance up to £500,000 and contents insurance up to £50,000. Its extensive cover includes new-for-old replacements on damaged items, up to a 20% discount for home security measures, a UK call centre and 24hr domestic emergency helpline as well as the chance to build up a 60% no-claims discount.

In addition to Castle Cover home insurance, the company also offers holiday home insurance for properties throughout England, Scotland, Wales and Northern Ireland, along with buy-to-let insurance.