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Savings by MoneySuperMarket

Want up to 4x more* interest on your savings?

Ditch the big banks and switch to Savings by MoneySuperMarket in our app. In our savings platform, the top easy access rate is up to 4x more* than the standard rates offered by big high street banks.
Start saving
MoneySuperMarket Apps
Scan the QR code to download our app
App storeGoogle play store

* Comparison standard easy/instant access products offered by 'big banks' for balances between £1-£24,999 (Lloyds - 0.75% AER) (NatWest - 1% AER) (Barclays - 1% AER). SuperSave minimum opening balance of £100 and £50,000 maximum balance. Eligibility criteria may vary. Variable rates subject to change. Rates correct as of 21.09.2026.

Open a Savings by MSM account

Give your budget a boost. Get 1 prize draw entry for every £100 you deposit. Ends 30th November. T&Cs apply.

See T&Cs

  • Compare competitive interest rates

  • Open and manage accounts from different banks

  • FSCS protection and SuperSaveClub rewards

Download our app

Get started
Get started

Break free from big bank rates with a smarter way to save

Compare, open, and manage our top savings accounts, all in one simple app.

Don’t let your bank decide what your savings earn. Compare rates and move your money to a better-paying account when it suits you.

Our app brings Easy Access, Fixed Rate, and Notice accounts from multiple banks into one seamless platform, so you can easily compare and manage our best rates.

It’s free, fast, and built to help you save with confidence. Plus, you can unlock extra perks through our SuperSaveClub.

Savings by MSM | Graph

Correct as of Oct 2026

Win over £5,000

£5226.60 is the average cost of annual home outgoings according to the latest HouseholdMoney Index, and we’ll cover it for one lucky winner! Just open an eligible Savings by MoneySuperMarket account and deposit £100 for the chance to win.

  • Get 1 automatic entry:  for every £100 you deposit.

  • There are no limits:  the more you save, the higher your chances of winning!

  • Win £5226.60 :  paid into a 1-year Fixed Term savings account.

T&Cs apply. UK residents aged 18+. 1 entry for every £100 added to an Eligible Account. Prize isa one-off cash payment representing the average cost of household bills according to the latest Household Money Index. Prize will be paid into a one-year fixed Eligible Account held by the winner. Ends 30 November 2026.

Check out today's top savings

Explore our top-rates today to help you reach your savings goals faster.

Interest rate (AER)
4.18% variable
Earn up to £100

SuperSave

Managed through Savings by MoneySuperMarket

Account type
EasyEasy Access
Notice period
None
Min deposit
£100
Interest rate (AER)
4.18% variable
Earn up to £100

SuperSave - Cash ISA

Managed through Savings by MoneySuperMarket

Account type
EasyEasy Access
Notice period
None
Min deposit
£100
Interest rate (AER)
4.15% variable
Earn up to £100

Vida Savings

Managed through Savings by MoneySuperMarket

Account type
EasyEasy Access
Notice period
None
Min deposit
£10,000
Interest rate (AER)
4.11% variable
Earn up to £100

AlRayan Bank

Managed through Savings by MoneySuperMarket

Account type
EasyEasy Access
Notice period
None
Min deposit
£1,000
Interest rate (AER)
4.07% variable
Earn up to £100

Castle Trust Bank

Managed through Savings by MoneySuperMarket

Account type
EasyEasy Access
Notice period
None
Min deposit
£100
Interest rate (AER)
3.98% variable
Earn up to £100

Aldermore

Managed through Savings by MoneySuperMarket

Account type
EasyEasy Access
Notice period
None
Min deposit
£100
Interest rate (AER)
3.89% variable
Earn up to £100

Hampshire Trust Bank - Cash ISA

Managed through Savings by MoneySuperMarket

Account type
EasyEasy Access
Notice period
None
Min deposit
£1,000
Interest rate (AER)
3.86% variable
Earn up to £100

Vida Savings - Cash ISA

Managed through Savings by MoneySuperMarket

Account type
EasyEasy Access
Notice period
None
Min deposit
£100
Interest rate (AER)
3.84% variable
Earn up to £100

Hampshire Trust Bank

Managed through Savings by MoneySuperMarket

Account type
EasyEasy Access
Notice period
None
Min deposit
£1,000
Interest rate (AER)
3.83% variable
Earn up to £100

Castle Trust Bank - Cash ISA

Managed through Savings by MoneySuperMarket

Account type
EasyEasy Access
Notice period
None
Min deposit
£100

Why use Savings by MoneySuperMarket?

Thinking about switching from a traditional single bank account to a savings platform like ours? There’s more to enjoy than just good rates…

Phone
  1. 1

    One place. More ways to save.

    Set up once and get access to many savings accounts from different banks in our app, with no extra forms or logins.

  2. 2

    Save your way

    Pick a savings account, a cash ISA, or both. Then compare and choose from easy access, notice or fixed term accounts to suit your saving goals.

  3. 3

    Your money is protected

    All the banks we work with are FSCS protected, so you can save with confidence.

  4. 4

    Earn up to £100 in rewards

    Deposit over £5,000 in your first month, keep it saved for 12 months and earn up to £100 in SuperSaveClub rewards[1]– plus extra member benefits.

How it works

Start saving in three simple steps.


  • MSM

    1. Download the app

    Get the MoneySuperMarket app and set up your secure savings account quickly and easily.

  • HSBC saving

    2. Choose your accounts

    Compare top rates from trusted banks, pick the accounts that fit your goals, and add your money.

  • Savings

    3. Stay in total control

    Manage your savings and track your interest all in one place, with just a single login.

Start saving

Earn up to £100 in rewards with SuperSaveClub

Deposit over £5,000 in the first month of opening your account, keep it saved for a year, and earn up to £100 in SuperSaveClub rewards, redeemable as a gift card or prepaid Mastercard[2]

New to SuperSaveClub? Enjoy rewards when you buy, up to 10% cashback at top brands, free UK activities for a year, and more.

Open your Savings by MoneySuperMarket account to get started.

SSC-Savings-Table-Desktop

T&Cs & Restrictions apply

Built for you in partnership with Bondsmith

For over 30 years, we've traditionally been helping customers save on their household bills. Now, we've partnered with financial technology expert Bondsmith to bring you an even smarter way to save.

Savings: Platform Campaign | Topic Landing | Built for you in partnership with Bondsmith | Image

The smarter way to save is here

Download the MoneySuperMarket app to unlock our top savings rates for free.

MoneySuperMarket Apps
Scan the QR code to download our app
App storeGoogle play store

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Frequently asked questions

Got questions? Check out our FAQ section for quick answers about savings.

Who can enter the prize draw?

You can enter if you:

  • Are 18 or over

  • Are a UK resident (excluding Northern Ireland)

  • Open a new Savings by MoneySuperMarket account during the promotional period or already have a Savings by MoneySuperMarket account with us

  • Meet the entry conditions

Employees of MoneySuperMarket or the prize administrator, and their immediate families, aren’t eligible.

What is Savings by MoneySuperMarket?

Savings by MoneySuperMarket is a smart way for UK savers to compare, choose, and manage savings accounts all in the MoneySuperMarket app.

You can:

- Access a range of savings accounts with competitive interest rates

- Open and switch with fewer forms to fill out

- Earn rewards with SuperSaveClub

Savings by MoneySuperMarket is built in partnership with Bondsmith, a financial technology company.

All the banks we work with are covered by the Financial Services Compensation Scheme (FSCS). This means your money is protected up to £120,000 per person, per banking group.

How does Savings by MoneySuperMarket work?

How does Savings by MoneySuperMarket work?

1. Register: Sign up to get access to Savings by MoneySuperMarket in our app.

2. Pick an account type: Choose a cash ISA or a savings account to get started. You can even open both.

3. Explore and compare: See our range of accounts in the Marketplace and check rates side-by-side.

4. Open an account: Select an account and follow the steps to add your money and start earning interest. No extra forms, no extra logins.

5. Stay in control: Manage your savings with one login, directly from your MoneySuperMarket app.

You can open as many accounts as you like and spread your money across different types of accounts with different banks.

Who are Bondsmith?

MoneySuperMarket are partnering with Bondsmith, a financial technology company, to bring you Savings by MoneySuperMarket. Bondsmith is the trading name of Bondsmith Savings Ltd and Bondsmith Savings Nominees Ltd.

Bondsmith Savings Nominees Ltd provides the Holding account and acts as trustee for your money. Funds are held on trust with UK-regulated banks and are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per banking group, subject to eligibility.

Bondsmith Savings Ltd provides the technology and services that enable you to access and manage your savings through Savings by MoneySuperMarket.

How do I open a Savings by MoneySuperMarket account?

To get started, just:

1. Download the MoneySuperMarket app

Log in or follow the steps to create an account.

2. Have your details ready

You’ll need:

- Your National Insurance number

- Bank details for the account you’ll transfer money from

3. Apply in the app

Your details will be used to set up your account and shared with our partnerBondsmith,to administer your savings account.

Who can open a Savings by MoneySuperMarket account?

You’ll need to:

• Be aged 18 or over

• Have a MoneySuperMarket account

• Download and use the MoneySuperMarket app

• Live in the UK

Please note: This service is only available to UK residents. We’re unable to support applications from US nationals or US tax residents at this time.

Is Savings by MoneySuperMarket free to use?

Savings by MoneySuperMarket does not charge any fees.

MoneySuperMarket makes money by receiving fees from Bondsmith. These are taken into account before a product appears and doesn’t influence the rates displayed. So the rate you see is exactly what you’ll get.

How are my savings protected?

Your Holding account is provided by Bondsmith Savings Nominees Ltd. Money in this account is held with a UK bank – currently HSBC Bank plc.

Money in your Holding account and savings accounts is protected by the Financial Services Compensation Scheme (FSCS). If a bank fails, the FSCS will return your money, up to £120,000 per banking group. This happens automatically, but it can take more than seven days.

Want to know more? Visit www.fscs.org.uk.

How do I earn SuperSaveClub rewards with Savings by MoneySuperMarket?

Deposit over £5,000 in the first month of opening your account and keep it saved for 12 months. You’ll earn up to £100 in SuperSaveClub rewards – redeemable as a gift card or prepaid Mastercard.

Reward value is based on deposit amount. T&Cs and restrictions apply.

Initial deposit

Reward value

£0-£4,999

£0.00

£5,000-£9,999

£5.00

£10,000-£19,999

£10.00

£20,000-£29,999

£20.00

£30,000-£49,999

£25.00

£50,000-£79,999

£50.00

£80,000+

£100.00

Reviewed on 11 Nov 2026

Sources and supporting information
  1. [1]

    Reward value based on deposit amount. T&Cs and restrictions apply.

  2. [2]

    Use your card everywhere Mastercard is accepted. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.

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