Hitachi Personal Finance Loans

What loans does Hitachi Personal Finance offer?

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Active for over 30 years in the UK, Hitachi offer personal loans of anywhere between £2,500 and £25,000

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Owned by the Hitachi Capital Corporation, one of the largest non-banking financial institutions in Japan, Hitachi Personal Finance have been active in the UK for over 30 years. It has a range of loans on offer for a variety of purposes.

What loans can I get from Hitachi Personal Finance?

You can apply for a Hitachi Personal Finance loan of anywhere between £2,500 and £25,000. This could help you pay for a wedding, a new car, or even improvements to your home.

What interest rate will I get with a Hitachi Personal Finance loan?

Hitachi Personal Finance loans come with a fixed interest rate, which means the amount you pay back every month towards your loan balance will stay the same. This can make it easier to manage your monthly payments as the amount you have to set aside won’t change.

The maximum APR offered on Hitachi Personal Finance loans is 20.5%. However you should remember that the representative APR on any deal only has to be offered to 51% of successful applicants.

The rate you are actually offered by the provider will depend on how much you want to borrow, how long you want to borrow it for, and your overall financial circumstances.

Representative example: If you borrow £5,000, you would make 36 monthly payments of £146.39. The total amount repayable is £5,227.04. Representative 3.5% APR, 3.5% (fixed) p.a..

How long do Hitachi Personal Finance loans last?

Hitachi Personal Finance loans can last anywhere from two to five years. You’ll also be able to make early and over-payments without incurring any extra charges.

How to contact Hitachi Personal Finance

If you want to contact Hitachi Personal Finance, you can do so via:

Phone: 0344 075 5500 (general enquiries)

              0343 351 9112 (process a personal loan)

Email: (general enquiries)

   (processing a personal loan)

Their website

How to apply for a Hitachi Personal Finance loan

You can apply for a Hitachi Personal Finance loan by phone, email, or online. Before you start an application, you should have the following with you:

  • Information about your annual income
  • Information about your employment
  • Your bank account details
  • Your address history covering the last five years

When will I know if my application was approved?

The decision to approve your loan is usually instant, and you should receive the money within 48 hours of your application being accepted.

Do I qualify for a Hitachi Personal Finance loan?

To take out a Hitachi Personal Finance loan, you’ll have to:

  • Be over 21 years old
  • Have a UK bank or building society account
  • Be a permanent UK resident, having lived in the UK for at least 12 months
  • Be permanently employed, self-employed, or retired with a pension

Compare loans with MoneySuperMarket

It’s easier to find a better loan deal when you compare on MoneySuperMarket. All you need to do is tell us a bit about the loan you want, including how much and how long you want to borrow for, and we’ll give you a list of deals tailored to your needs.

You’ll be able to compare them by their interest rates and overall loan cost as well as the likelihood of you being accepted if you apply. Once you’ve found the perfect loan deal, just click through to the provider to finish your application.

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