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Fintern loans

Borrow up to £10,000 with Fintern loans.

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What is Fintern, now lending as Abound?

Fintern Ltd was established in February 2020 in the UK and rebranded to Abound in January 2023.

It offers personal loans to assist customers in achieving their financial goals, such as purchasing a car, home improvements, or funding special events.

Launched by a team with extensive experience in banking and digital lending, it claims to enhance customer experience by integrating digital technology and Open Banking, putting less emphasis on credit scores.

loans

What types of loans does Fintern offer?

Fintern offers unsecured personal loans through its consumer lending arm, Abound.

These loans can be used to meet various financial needs, including debt consolidation, car purchases, home improvements, holidays, and weddings.

Abound assesses applicants' overall financial situations using Open Banking data, considering income and spending patterns, unlike traditional credit scores.

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What is the eligibility criteria?

You can apply for a loan with Abound as long as you:

  • Are at least 18 years old

  • Have the right to live in the UK

  • Have your main bank account in the UK

  • Have no unresolved defaults or CCJs

Regular personal transfers

Frequently asked questions

How much can I borrow with Abound?

You can borrow up to £10,000 with Abound and pay it back over a term of five years.

Is Abound a broker or lender?

Abound is a lender. This means that it provides loans directly to customers and does not, for example, broker loans provided by third parties.

Are there any fees or charges?

You should be aware of the following potential charges and fees when applying for a personal loan with Abound.

  • A £30 charge is applicable if you request to reduce your monthly repayments

  • A £12 late payment fee is charged. If your scheduled repayment fails you'll receive an SMS to let you know. If you make your payment within seven days the late fee will automatically be refunded

  • Your loan includes a loan fee, also known as an arrangement fee. The exact amount of this fee can vary depending on the specifics of your loan agreement. It’s added to the loan balance and paid through your regular monthly repayments and will accrue interest.

Can you change your repayment date with Abound?

Yes, you can apply to have your regular payment moved to a different day of the month to fit in with our own finances. For example, the day after your salary lands in your account. Any change is subject to the discretion of Abound.

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Customer reviews

See all reviews
  • Good rate, easy to apply got funds same day

  • Varied amount of information

  • The links were very easy to use given the information already provided. The transfer of the information then mostly consisted of checking that the information was still correct, with only a couple of additional pieces of information to provide prior to being accepted and concluded for the loan. The loan was then in my account within a couple of hours. Very happy with the process and the result.

  • So quick and easy really useful information

Reviewed on 9 Jun 2026

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Selected providers. SuperSaveClub restrictions and T&Cs apply. Click here for details.

SuperSaveClub restrictions and T&Cs apply. Click here for details.