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TRAVEL MONEY

COMPARE TRAVEL MONEY WITH MONEYSAVINGEXPERT

  • Make your money go further when you travel

Why compare travel money with us?

Comparing travel money with MoneySuperMarket’s partner MoneySavingExpert is straightforward and could save you money.

  • It's quick and easy

    We’ll show you how much travel money you’ll get – including all charges.

  • Competitive rates

    Online travel money orders are usually cheaper than in-branch or at the airport.

  • Bigger choice of currencies

    Choose from a wide range of currencies.

    Find travel money



How does buying travel money work?

  • Choose your currency

    Select the currency you need from an extensive range on offer.

  • Tell us how much you want to change

    Either enter the amount in Pound Sterling or how much currency you need.

  • Compare Options

    You’ll see a list of results. Check any terms and once happy, click through to buy.

  • Receive the travel money

    Your travel money will be delivered or collected at a convenient time for you.

What are the pros and cons of taking cash on holiday?

Taking travel money with you on holiday could be a smart decision, giving you cash in the local currency for essentials like food and drink, tips and taxis. But there are some downsides...

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    Advantages

    • Cash will usually be accepted everywhere

    • You won’t face card transaction fees

    • Can help if you’re sticking to a budget instead of swiping a card and losing track

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    Disadvantages

    • Risk of loss or theft if you’re travelling with large amounts of cash

    • Travel insurance typically only covers you up to a certain amount of cash (typically between £200 and £500)

    • Some retailers only accept card payments

How to get the best deals on a currency exchange

Different places will offer different exchange rates so it’s important to compare travel money deals to get the most for your holiday spending money. Here are our top tips:

  • Consider the overall cost

    Don’t just look at best exchange rates, consider commission and delivery charges.

  • Pay with your debit card

    Try not to use your credit card as you may incur extra fees.

  • Organise your travel money in advance

    Shop around in advance so you can compare deals and get free delivery.

  • Check for currency buyback

    Our partner MoneySavingExpert can show providers that offer buyback.

    Find travel money

Will I have to pay commission on my money exchange?

Companies often charge commissions to exchange Sterling into a foreign currency. The commission might be a percentage of the transaction or a flat fee, but it should always be included in your cost comparison so you know you’re comparing like with like.

Always remember to factor in the commission – and any other charges - to make sure you choose the best deal on your travel money.

Find out more

Money
Jo Thornhill

Our expert says

"

Taking some currency as cash when you travel abroad can be a wise move. You can search for the best exchange rates in advance before the trip. Comparing online is usually the fastest way and you’ll see competitive rates – often much cheaper than at the airport.

Jo Thornhill, money expert at MoneySuperMarket

"
- Jo Thornhill, Money expert

What are my alternatives to buying travel money?

If you don’t want to carry around large amounts of cash, there are other ways of paying for goods and services when you’re overseas:

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    Prepaid cards

    You can pick up prepaid travel money cards online and in store. They can be loaded with pound Sterling and used to spend or withdraw foreign currency.

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    Travellers’ cheques

    Travellers’ cheques are pre-printed cheques with a designated balance which travellers can use worldwide across a range of currencies.

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    Credit cards

    A travel credit card can help you avoid overseas charges when using a debit or credit card abroad. They’ll also usually have competitive exchange rates.

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    Digital banks

    Digital banks have the same functionality as high street current accounts, but can also offer free transactions and withdrawals abroad.

Compare travel money with us

Comparing travel money with MoneySuperMarket’s partner MoneySavingExpert can help you get the most holiday cash for your money.

  • Select your currency

    Choose your currency and whether you’ll collect it or want it delivered.

  • Compare your options

    We’ll show you how much currency you’ll get after any charges and commission.

  • Order your travel money

    Check the terms and conditions and once happy click through to apply.

    Get my currency

It depends on which country you are visiting. Most have their own currency but some share with other nations. You can check which currencies to use for all the countries worldwide at fxtop.com.

You might not be able to buy or change up some countries’ currencies due to local restrictions. It may only be possible to change your GBP or other currency up when you’re in the country, or you may be able to withdraw cash in the foreign currency from their cash machines.

Some countries may even let you pay in one of the major world currencies, but it’s a good idea to compare what the exchange rate would be if you paid in your own currency versus withdrawing the money or exchanging it in the foreign country.

Other countries, such as Cuba, have separate currencies for locals and tourists, which each have different exchange rates.

There are several places you can purchase money for your holiday:

  • Online: Lots of travel money companies allow you to order currency online with the option of home delivery or collection

  • Bureau de change: You can visit travel money companies on the high street or at the airport to convert your pound sterling into a foreign currency in person

  • Abroad: You can withdraw money using your debit or credit card at a foreign ATM, but this can be quite expensive due to foreign usage fees

  • Take a travel money card instead: Lots of travel money companies offer prepaid travel money cards online and in store







Whether or not it’s cheaper to withdraw cash abroad rather than exchanging it in the UK will depend on the foreign transaction fee charged by your card provider to withdraw cash abroad, and the ATM fee charged when withdrawing money in the foreign country.

travel credit card is designed for spending abroad, and can be a better option if you regularly travel or purchase items from international stores.

You can use a credit card to buy travel money, but you will usually have to pay a fee to do so.

A buy back guarantee is when a bureau commits to buying back any unused currency when you return from your travels at the same exchange rate you purchased it. You may have to pay a small upfront charge for the buy back guarantee. Check terms and conditions first.

How much travel money you need to take on your holiday depends on the length of stay, your spending habits and the destination. It’s typically good to have a mixture of ways to pay, such as card and cash, and the ability to top up or access more as you need it. You should take more foreign currency for more remote locations where cash may be more frequently used.

Rules on how much money you can take in and out of a country vary across the globe. You should check before you travel as you might need to declare it at customs.

You must declare cash of £10,000 or more to UK customs if you’re carrying it between Great Britain and a country outside the UK.

You can arrange for travel money to be delivered to your home or you can arrange a click & collect. There may be a fee for delivery, which will increase if you need quick or next day delivery.

You’ll usually have options when it comes to delivery of your travel money. If you need it the following day, delivery costs are likely to be higher. If you can plan ahead, it will cost less or you may even get free delivery.

Each travel money company has their own minimum and maximum amount they will let you order for exchange. It is something to consider when you are comparing deals.

You work hard to earn your money, and we don’t think you should waste a penny of it paying over the odds on your household bills. That’s why at MoneySuperMarket, we’re on a mission to save Britain money.

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So how do we make our money? In a nutshell, when you use us to buy something, we get a reward from the company you’re buying from.

You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.