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£1000 loans

Compare deals on £1000 loans 

Compare loans from leading providers

Our loan service comes highly rated


At MoneySuperMarket our goal is to provide the best way to find a great loan deal – so comparing with us is quick and easy.


Join thousands of happy customers who’ve found a loan with us.


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Find a £1000 loan with MoneySuperMarket


If you need cash quickly – perhaps to pay for emergency car repairs or a broken boiler – a £1,000 loan could help. Borrowing the money upfront and paying it back in instalments can make it easier to budget for this type of unexpected expense.  



When you search for a £1000 loan online with MoneySuperMarket we compare deals from leading UK loan providers. It’s quick and simple and we’ll also show you your chances of being accepted so you can apply in confidence. And rest assured – searching with us won’t harm your credit score. 


MoneySuperMarket is a credit broker – this means we’ll show you products offered by lenders. You must be 18 or over and a UK resident.  


Compare loans from over 40 lenders, right across the market

We do the heavy lifting, so you don't have to. We work with leading providers to help you borrow the money you need.

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How much will a £1000 loan cost?


The overall cost of your £1,000 loan will depend on the following factors:

  • How long you borrow for – you can specify the term in your application 

  • How much interest you’ll pay – this will be set by your lender based on your credit score 

For small-sized loans, such as a £1,000 loan you should expect to pay a higher interest rate compared to larger loans. This is because small and short-term loans tend to cost more for lenders to provide. Use our loan calculator to work out what a small loan might cost you plus here are some worked loan examples:




Example of costs of a £1k loan

  9.9% APR over one year 13.5% APR over one year 13.5% APR over two years
Monthly repayments £87.67 £89.19 £47.42
Total cost of loan and credit £1,052 £1,070 £1,138

These rates were chosen for illustration purposes and are not based on any products available with MoneySuperMarket. Calculations were made using MoneySuperMarket’s loan calculator.

With a pre-approved loan, the deal you see is the deal you get

When you apply for a loan, it’s not always clear what deal you’ll be offered or whether you’ll be accepted. But when you’re pre-approved for a loan, you know the deal you see is the deal you’ll get – you’ll know where you stand, with information that will help you make the right choice.

  • question set image

    Apply with confidence

    When you’re pre-approved, the
    loan amount, duration and interest
    rate are all confirmed

  • chance of approval image

    Tailored to you

    When you know what you’ll be able to
    borrow and how much it will cost, you
    can choose a loan that’s right for you

  • Credit Monitor image

    You’re in safe hands

    This helps protect your credit score as
    you’re less likely to be rejected when
    you apply



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Can I get a £1000 with bad credit?

Even if you’ve struggled with debts in the past and have a low credit score it should still be possible to find a £1,000 loan. You should be comfortable you can afford the repayments and that taking on a new loan won’t cause you further financial difficulties – as this could harm your credit score further.

There are specialist lenders who offer loans to those with a less than perfect credit history. But expect to pay higher interest rates.

To improve your chances of being accepted for a £1,000 loan check your credit score and take steps to boost your rating. Taking time to increase your score before you apply for a loan could mean you can borrow at a much lower interest rate.

Representative 29.9% APR



What type of loan can I get?

There are different types of loan available when you want to borrow £1,000. These include:

  • number one icon

    Unsecured personal loans

    You don’t need to put any assets down as security and rates can be competitive, but you may need a good credit score to be eligible  

  • number two icon

    Guarantor loans

    You’ll need a friend or family member (guarantor) to be jointly liable for your loan. An option if your credit rating is low 

  • number three icon

    Payday loans

    Designed for short-term cash shortages and sometimes known as emergency loans. Tread with caution as rates and extra fees can be high




How to apply for a £1000 loan with MoneySuperMarket

We’re here to help you find the right small loan for your needs

  • Results

    It doesn’t take long

    Tell us a little about yourself, your finances and the loan you want

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    We’ll browse the market

    We’ll search through loans from across the market

  • Guaranteed cards

    Compare loans

    Sort loans by overall cost and your likelihood of being accepted

APR or Annual Percentage Rate is the interest rate at which you pay back money you’ve borrowed. It takes into account the actual interest rate you pay, plus any other fees or charges involved in the deal, to give you a more complete picture of what your loan will cost.

When you see a rate advertised as the representative APR, this means the lender is required to offer this rate to at least 51% of applicants – however it doesn’t mean you’re guaranteed to receive this interest rate yourself. You could be offered a higher or lower interest rate than those advertised. The APR you’ll be offered by a lender will be primarily based on your financial circumstances and your credit score.


A soft-search or soft-application is a way of finding out where you stand in terms of getting a loan without leaving a mark on your credit report. It’s a useful way of finding a loan you’ll be eligible for without harming your chances of being accepted.



Once you’ve been approved for a loan, depending on your lender, you could receive the funds into your bank account very quickly – this could be the next day, for example, or within the next week or two. If you’ve applied by phone or post it may take slightly longer. Things can also take a bit longer if your application or your financial circumstances are more complicated. 


Typically most lenders will allow you to pay off part or all of your loan early, although there may be an early repayment charge. It’s best to check what this charge might be before you apply for the loan – if you think you may want to redeem early.

Missing loan repayments can mean extra charges and interest will be applied by your lender – this could increase your debt burden and it could also have a negative effect on your credit score. If you’re struggling or you know you might not be able to afford your repayments speak to your lender immediately to explain the situation and work out a solution.


You work hard to earn your money, and we don’t think you should waste a penny of it paying over the odds on your household bills. That’s why at MoneySuperMarket, we’re on a mission to save Britain money.

  • Whip your credit score into shape with Credit Monitor
  • Super save over and over again with Energy Monitor
  • There are always more ways to save with MoneySuperMarket 

So how do we make our money? In a nutshell, when you use us to buy something, we get a reward from the company you’re buying from.

You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.