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£50,000 loans


  • See your chances of being accepted before applying


Why compare loans with MoneySuperMarket?

It’s simple to compare loans with us, and we’ll show you your chance of being approved for each loan deal.

  • It’s quick and easy

    We’ll provide you with all the key information upfront so you can pick the right deal for you

  • Protect your credit score

    Don’t worry, searching with us won’t affect your credit score and we’ll show you your chances of being accepted upfront

  • Apply in minutes

    Once you’ve made your choice, click through to the loan provider to apply

We're 100% independent, working only for our customers

Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer the best value, with savings delivered straight to you.

By combining independence with our excellent technology, we can negotiate the best prices and the best value on products and services.

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Pros: Was easy to use !! And to navigate and I would recommend this to anyone easy to compare and use for a variety of different comparisons Cons: I loved every part of it !!
Pros: Quick and Easy
Pros: Easy to use. Quick. Best comparison site! Cons: Nothing

Compare secured £50,000 loans with MoneySuperMarket

If you’re considering home improvements and want to spread the cost, you can search for a £50,000 secured loan with MoneySuperMarket. 

We’ll do a ‘soft search’ that won’t harm your credit rating but will help find loans that are right for you – and show you your chances of being approved. 

To borrow £50,000, you may need to use your home as security against the debt (known as a secured loan), so tick to say you’re a homeowner before you compare.

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We’ve partnered with Fluent Money to help you find the right secured loan

We’ve partnered with Fluent Money - a specialist in secured loans - to help you find the right secured loan to suit your needs.

Comparing loans through us won't affect your credit score in any way.

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How much will a £50,000 loan cost?

How much your £50,000 loan will cost you will depend on a number of factors, including:

  • How long you want to borrow the money (the term)

  • How much interest you’re paying – this is set by your lender based on your financial circumstances and credit score (and also the security you have - if it's a secured loan)

A longer-term loan will reduce your monthly repayments, but you’ll end up paying more interest overall. Our loan calculator can help work out how much your large loan could cost. 

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With a pre-approved loan, the deal you see is the deal you get

When you apply for a loan, it’s not always clear what deal you’ll be offered or whether you’ll be accepted. But when you’re pre-approved for a loan, you know the deal you see is the deal you’ll get – we give you the information to help you make the right choice.

  • Apply with confidence

    When you’re pre-approved, the loan amount, duration and interest rate are all confirmed

  • Tailored to you

    When you know what you’ll be able to borrow and how much it will cost, you can choose a loan that’s right for you 

  • You’re in safe hands

    This helps protect your credit score as you're less likely to be rejected when you apply

Can I get a £50,000 loan with bad credit?

If you’ve struggled with debt in the past and have a low credit score, it could be more difficult to get a £50,000 loan.  

But it’s not impossible. Options include a secured loan, where you put up security, such as your house. Or a guarantor loan, where a family member agrees to pay off the loan if you’re unable to. 

  • There are specialist lenders for bad credit

  • You’re unlikely to be able to borrow a large amount

  • Interest rates are likely to be higher

Improving your credit rating will help you borrow at better rates in the future. Check your score for free and get tips on giving it a boost with our credit monitor tool.

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How to apply for a £50,000 secured loan with MoneySuperMarket

We’re here to help find the right loan for you, so we’ll tell you which rates you’re guaranteed to get.

  • It doesn’t take long

    Tell us a little about your finances and tick that you're a homeowner to see secured loans

  • We’ll browse the market

    We’ll search through loans from a wide range of lenders on the market

  • Compare loans

    You’ll be able to sort loans by the overall cost and the likelihood you’ll be accepted

APR stands for Annual Percentage Rate. This is the percentage of interest you’ll pay on a loan over a year once the interest rate andother charges, such as arrangement or annual fee, have been factored in. APRs try to help potential borrowers compare deals on loans, mortgages, and credit cards. The only difference from a standard interest rate is that fees are included in the calculation. Therefore, a loan’s APR will be higher than its interest rate if the deal has any fees attached.

A soft search is a way of running a check on your finances to see what deals you might be suitable for without leaving a mark on your credit score. Too many credit applications in a short period can hurt your credit rating. This can make borrowing more difficult in the future. A soft search can show you your chances of being accepted for a deal along with any loans you’re already pre-approved for. This means you can apply in confidence for the deals you want.

There are various ways you could use a £50k loan. A popular use is for home improvements, which might be seen as an investment in your property’s value. Another option could be to consolidate existing debts, giving you the opportunity to clear what you owe elsewhere and then pay back the £50k loan in a series of affordable monthly repayments at a lower rate of interest than you were previously paying.

Each lender has different criteria to decide whether to accept a borrower for a £50k loan. But the higher your credit score, the better your chance of approval and at lower interest rates. Our guide to What is a good credit score? provides more information.

You will be able to pay off your £50,000 loan early, but you should factor in any early repayment charges first before deciding. Information on early repayment charges will be in the conditions when you sign up for the loan, so take note of these before applying – particularly if you think there is a chance you might want to clear it early.

Once approved, you should receive your money in a few working days. Each lender has different terms for how quickly they release the funds.

If you can’t make the repayments on your loan, contact your lender as soon as possible. It should help you work out a solution, such as a short-term payment holiday (although you’ll still accrue interest) or restructuring your loan to make it more affordable.

If you miss a repayment you’re likely to be hit with late fees and extra interest – and it could damage your credit score – so try to avoid this if possible by talking to your lender as soon as you realise you might struggle. This is particularly important if you have a secured loan, because you could be in danger of losing your home if you have repayment problems.

You work hard to earn your money, and we don’t think you should waste a penny of it paying over the odds on your household bills. That’s why at MoneySuperMarket, we’re on a mission to save Britain money.

  • Whip your credit score into shape with Credit Monitor

  • Super save over and over again with Energy Monitor

  • There are always more ways to save with MoneySuperMarket 

So how do we make our money? In a nutshell, when you use us to buy something, we get a reward from the company you’re buying from.

You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.