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Wedding Loans

COMPARE LOANS FOR YOUR BIG DAY

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MoneySuperMarket is a credit broker not a lender. You must be 18 or over and a UK resident.

Compare wedding loans from leading lenders across the market

We do the heavy lifting, so you don't have to. We work with a wide range of providers to help you borrow the money you need.

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Why compare wedding loans with MoneySuperMarket

  • It’s quick and easy

    Comparing deals is straightforward and shows you the key information upfront so you can choose the best deal for you

  • It won’t harm your credit score

    We’ll ask a few quick questions about your finances to only show you deals that you’re likely to be accepted for 

  • Apply today

    Once you’ve settled on your chosen wedding loan, you can click through the loan provider and apply in minutes

Can I get a loan to pay for my wedding?

Can I get a loan to pay for my wedding?

A wedding loan could make a big difference when it comes to turning your dream wedding into a reality. 

Wedding loans are unsecured personal loans paid back over time with interest. But with many options available it can be difficult to know which one to choose.

We compare loans from leading UK providers across the market and show you your chances of being accepted before you apply. Searching with us in this way won’t affect your credit score.

MoneySuperMarket is a credit broker not a lender. You must be 18 or over and a UK resident.

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How do wedding loans work?

A low-interest wedding loan could be one of the cheapest and most convenient ways to fund your big day, especially if you have limited savings. How does it work:

  • Take out a loan

    Search for the best deal with MoneySuperMarket. Compare interest rates, the loan term and any fees and conditions before applying

  • Pay for your wedding

    Use the money to cover the costs of your wedding, such as booking the venue and paying for caterers

  • Pay back the loan over time

    Pay back the loan in monthly instalments. You might be able to save money by clearing the loan faster, but take note of early repayment charges

With a pre-approved loan, the deal you see is the deal you get

When you apply for a loan, it’s not always clear what deal you’ll be offered or whether you’ll be accepted. But when you’re pre-approved for a loan, you know the deal you see is the deal you’ll get – you’ll know where you stand, with information that will help you make the right choice.

  • Apply with confidence

    When you’re pre-approved, the loan amount, duration and interest rate are all confirmed

  • Tailored to you

    When you know what you’ll be able to borrow and how much it will cost, you can choose a loan that’s right for you

  • You’re in safe hands

    This helps protect your credit score as you’re less likely to be rejected when you apply

What are the pros and cons of a wedding loan?

Before you take out a loan to fund your wedding make sure you’re fully aware of the advantages and any potential pitfalls:

  • Tick

    Advantages....

    • Quick access to money, enabling you to start planning your big day, even if you don’t have the savings up front

    • Flexibility: gives you options around how much you borrow and how quickly you pay it back

    • Could improve your credit score if you meet the monthly repayments in full and on time

  • Cross

    Disadvantages....

    • You’ll pay interest on your loan so your wedding will cost you more than if you paid with savings

    • If you miss repayments you’ll damage your credit rating and borrowing may be more difficult in the future

    • Early repayment charges mean it may be costly if you want to pay off the loan before the term ends

How to get the best wedding loan for you

The best deal for a wedding loan depends on your personal financial situation. For example, a low interest rate might look appealing, but the length of the deal might be too long, meaning you’ll pay more overall. Here’s what to consider:

  • Shop around

    Whatever type of loan you choose, shopping around for the cheapest deal is the best way to keep interest repayments as low as possible

  • Check small print

    There could be additional fees on the loan – especially if you miss a payment. Early repayment charges could also apply

  • See your eligibility

    We’ll show you your chances of being accepted before you apply. That way you avoid harming your credit score

  • Boost your credit rating

    Customers with high credit scores usually get offered the best deals so get your credit file in great shape before applying

Can I get a wedding loan with bad credit?

Can I get a wedding loan with bad credit?

You could still get a wedding loan even if you’ve:

  • struggled with debts in the past and have a poor credit score

  • never borrowed before and have no credit history

But you should be aware that:

  • loan sizes are likely to be smaller 

  • you’re likely to pay a higher interest rate  

If you’ve been in financial difficulty before, think carefully about taking on more debt. Regularly review your credit score and work on ways to improve it.

Representative 29.9% APR

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Compare wedding loans with MoneySuperMarket

Find the right loan for you and see your chances of being accepted.

  • Compare loans

    We’ll ask you a few quick details to find out how much you’d like to borrow and help us assess what you might be able to afford

  • Choose a deal

    We’ll show you each loan with simple headline terms such as interest rate, cost per month and your chances of being accepted

  • Click through to apply

    Once happy with your choice, you can click straight through to the loan provider and apply for the loan within minutes

Borrowing to fund a wedding means you’ll be incurring debt that you’ll have to pay off over the months that follow. But weddings can be an expensive one-off payment, and it may take you longer than you want to save up – particularly if you have a fixed date in mind. Provided you budget sensibly, don’t overstretch yourself and can keep up with repayments, wedding finance can be used as part of the planning for the big day.

Whether you’ll be accepted for a wedding loan will depend on a variety of factors including how much you ask for, whether or not you can meet the repayments, your credit score and the loan provider’s own attitude to risk. If you cannot get a loan for as much as you want, you may have to settle for slightly less and revise your plans or seek finance in other ways.

Once your loan is approved, you’ll receive the money and are free to use it how you wish. If your wedding gets postponed or cancelled, you’ll still need to adhere to the terms of the loan and make the repayments on time. If you decide you don’t need the money anymore, you’ll be able to pay the loan off early, but take note of any early repayment charges. In every case, once the initial cooling off period has elapsed, you are likely to pay back more than you have borrowed.

An unsecured loan often called a personal loan is one that is granted without the customer having to put down any security, such as their house or car. This doesn’t mean the borrower can default on the loan with impunity. If you miss repayments you’re likely to be hit with extra charges and interest and you could seriously damage your credit rating, making borrowing much harder in the future.

You work hard to earn your money, and we don’t think you should waste a penny of it paying over the odds on your household bills. That’s why at MoneySuperMarket, we’re on a mission to save Britain money.

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You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.