Here at moneysupermarket.com we have put together a series of loans guides to help you get the best deal. Read our guides for tips on finding the right loan for your individual needs and learn how to lower your premiums with our money saving ideas.
You should never take out a loan unless you’re confident you can pay it back, but financial circumstances can change. Our guide explains what happens if you can’t repay what you borrow..
A payday loan can give you immediate access to cash, even with a bad credit score. But they are one of the most expensive ways to borrow and the debt can spiral if you don’t pay it back.
Need a loan in a hurry? Emergency loans are one option, especially if you have a poor credit score, but they are also one of the most expensive ways to borrow.
View all
News & Guides
Can I get a loan if I'm retired or over 60?There are lots of reasons why you might need a loan once you’re retired, and just because you’re not working this doesn’t automatically mean you won’t be accepted. Find out more about the pros and cons of borrowing in later life.
How to borrow money from family and friendsFeeling awkward may not be the only consideration when it comes to asking your loved ones for a loan, can they afford it? And what would happen if you aren’t able to make repayments?our guide explains more.
What is a loan?Loans allow you to borrow money to use for anything you need, from a new car to paying off existing debt.
Can I get a loan without a credit check?Credit checks are required when applying for loans in the UK but even if you have a low credit score or poor credit history, you might still be accepted.
Getting a loan with little or no incomeYou may be able to get a loan even if you’re out of work. Our guide explains all you need to know and the potential pitfalls
Is it a good idea to take out a joint loan?Applying for a loan with a partner can give you a better chance of borrowing what you need. But there are risks to consider such as the impact to your credit score of being financially linked.
What is a secured loan?Secured loans can be a way to borrow more money, by using your home (or another valuable asset) as security.
Is it a good idea to pay off a loan early?If you choose to pay off a loan early, you could save money on interest charges but you may face an early repayment charge (ERC). Here’s our guide to early loan repayments and what you’ll need to consider.
What is a bridge loan?A bridge loan can be a good solution for short-term borrowing. Our guide covers how bridge loans work so you can decide if they are the right choice for you.
What is an unsecured loan?Our guide explains what an unsecured personal loan is, what to consider before you apply, and how you can get one that's right for you.
Types of loans When it comes to borrowing it’s not just the amount you need and the interest rate to consider, it’s also the type of loan that’s important
What is a logbook loan?A logbook loan can be a quick way to borrow money. But are you eligible? And are there any downsides? We take a look
Secured Vs unsecured LoansSecured and unsecured loans are different ways of borrowing money. Both have pros and cons, so it’s vital to know how they work before you apply.
How to get a loan as a young personNeed a loan for a new car or to fund your studies? See how young people can improve their chances of getting a loan and the alternatives
Can I get a loan after I have graduated?You're unlikely to be cash-rich on the day you graduate from university. But having already borrowed to fund your degree, is another loan an option? Our guide explains.
Can I get an interest free-loan?Interest free loans are not widely available in the UK, but they aren't the only way to get interest-free credit.
Can you get a guaranteed loan? Is there a way of guaranteeing a successful loan application? If not, how do you maximise your chances of being approved? Our guide explains
How to get a loanFind out more about getting a loan, from choosing the right provider to how it affects your credit score
Loans Against propertyThere are different ways you can take out a loan against your property. Our guide explains the available options and what you’ll need to consider
Loans for young britsRead the findings of our detailed study into young people and finance
Bounce Back LoansBounce Back Loans supported many small businesses during the covid pandemic. But where do you stand when it comes to paying them off and how do you go about it? Our guide explains
