Loans guides

If you’re falling behind with your debt repayments, there is help available to get you back on your feet. Our guide explains more.

Everything you need to know about payday loans – the costs, the advantages and the pitfalls

If you’ve struggled with bad credit in the past but need money quickly, you may be worried about being rejected for a loan. Our guide covers how short term loans work and if you can get one with a low credit score... If you need money quickly but are worried you’ll be turned down for borrowing, our guide might be able to help

While you can choose to pay off a loan early, you’re likely to face an early repayment charge (ERC) for doing so. Here’s our guide to early loan repayments and what you’ll need to consider...

You could still get a loan if you have a low credit score. Our guide explains how to improve your chances of getting approved

You may be able to get a loan even if you’re out of work. Our guide explains all you need to know and the potential pitfalls

Need a loan for a new car or to fund your studies? See how young people can improve their chances of getting a loan and the alternatives

Your big day can come at a big cost. In our guide, we explore the different ways you can fund your wedding

Find out more about the pros and cons of borrowing in later life

Need a loan in a hurry? Make sure you're fully informed with our guide to emergency loans

Loans are a way you can borrow money – usually from a bank or other financial organisations

Is there a way of guaranteeing a successful loan application? If not, how do you maximise your chances of being approved? Our guide explains

A bridge loan can be a good solution for short-term borrowing. Our guide covers how bridge loans work so you can decide if it’s the right choice for you

Our guide explains what an unsecured personal loan is, what to consider before you apply, and how you can get one that's right for you.

Applying with a partner can give you a better chance of borrowing what you need. But how do you go about getting a joint loan and what are the risks?

Secured loans can be a way to borrow more, by using your home (or another valuable asset) as security. Understand how secured loans work in our guide with pros and cons to consider

There are different ways you can take out a loan against your property. Our guide explains the available options and what you’ll need to consider

Find out more about getting a loan, from choosing the right provider to how it affects your credit score

When it comes to borrowing it’s not just the amount you need and the interest rate to consider, it’s also the type of loan that’s important

Feeling awkward may not be the only consideration when it comes to asking your loved ones for a loan. Our guide explains more

Read the findings of our detailed study into young people and finance

Bounce Back Loans supported many small businesses during the covid pandemic. But where do you stand when it comes to paying them off and how do you go about it? Our guide explains

Secured and unsecured loans are different ways of borrowing money. Both have pros and cons, so it’s vital to know how they work before you apply

Being able to get money quickly with few credit checks may seem appealing to potential borrowers, but with high interest rates and the amount you can borrow being capped, they won’t be for everyone. Our guide covers how quick payout loans work and what you need to know...