Ladybird was one of the first insurers to offer bespoke cover with preferential rates for women drivers, but had to diversify when gender-based premium pricing became illegal, and now offers a range of specialist car insurance for both female and male motorists.
Using a panel of major insurance brands, including AXA and LV=, Ladybird offers cover for high performance cars, modified cars, classic cars, and imported cars. It also provides van insurance.
Ladybird is a part of Fresh Insurance Services, which also owns First Insurance and AutoSaint.
What types of cover does Ladybird offer?
Ladybird provides comprehensive, third party fire and theft, and third party only insurance, with a range of benefits and optional extras. It specialises in cover for young and new drivers, learner drivers, and convicted drivers.
Information about Ladybird
Ladybird offers policyholders several optional benefits, including:
- Accident Management Service
- Uninsured Loss Recovery Service
- UK Breakdown
- European Breakdown Cover
- Windscreen Cover
- Excess Protection
- Gadget Cover
Ladybird is authorised and regulated by the Financial Conduct Authority.
How modifications can increase the cost of car insurance
If you take pride in your motor, you might be tempted to make a few cosmetic changes or even tune the engine to improve its performance or fuel economy. You should think carefully before making any modifications, as even small changes can make a big change when it comes to the cost of car insurance.
These price hikes could be for any number of reasons, from making your car more desirable to thieves to affecting its structural integrity and overall safety.
So if you need to cut insurance costs, get a car insurance quote today to see if you can reduce the price of your premium.