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Ingenie Car Insurance

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Why get car insurance from Ingenie?

Ingenie provides telematics-based car insurance for young or inexperienced drivers aged 25 or under.

Young drivers often pay more for cover due to the high number of accidents and claims they make. Telematics can help cut insurance costs by using real data to calculate premiums instead of assumptions based on the driver’s personal details.

Safe drivers are rewarded with discounts and savings on their premiums. Ingenie may also increase prices for bad driving, but it doesn’t impose any curfews or mileage limits.

It offers insurance for young drivers who have passed their test and learner drivers, who are yet to pass their test. It has been awarded three stars from Defaqto, which is an average rating. 

Contact Ingenie

Ingenie has an online chat facility where you can ask questions and leave a message if there’s no one available. 

Or you can call it on 0344 736 9836 between 8am and 6pm on Monday to Friday. You can also send an email to connect@ingenie.com.

What types of car insurance can I get with Ingenie?

Ingenie telematics is only available on single-car, comprehensive insurance policies. You can also buy breakdown cover from it. Standard features on its comprehensive policies include:

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    A courtesy car

    While yours is being repaired at an approved repair shop

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    European Union cover

    Free overseas driving cover valid for up to 14 days per trip

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    Cover before and after passing

    You’ll be covered before and after you get your driving licence

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    No curfews

    You won’t be restricted to times of the day to drive

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    NCD discount

    Start earning a no claims discount (NCD) straight away

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    Flexible cover

    Learner driver insurance from one to six months 

Why compare Ingenie car insurance with MoneySuperMarket?

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  • Designed for you

    Our Car Monitor service reminds you when your MOT and tax are due, so you never miss a renewal date

You can cancel an Ingenie car insurance policy at any time, but you might have to pay a fee for doing so. If it’s within the 14-day cooling off period, you’ll pay £14, outside of this it’s £80. You will also need to pay £105 to cover the cost of the black box and its fitting, if you have one installed. To cancel contact Ingenie on 0330 678 0652 for a black box policy or 0330 678 0674 for a learner policy. 

Ingenie is underwritten by A-Plan Insurance, which is authorised and regulated by the Financial Conduct Authority.

Yes, you can add a maximum of three named drivers to a policy with Ingenie.

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