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Flux Direct Car Insurance

Who are Flux Direct?

Read our guide to find out what type of car insurance cover is offered by Flux Direct.

By Anita Shargall

Published: 09 May 2017

Silver car turning onto road

Part of the Adrian Flux Group, Flux Direct is a car insurance broker with over 40 years’ experience of providing cover for all types of vehicles and drivers, including learners. They provide over 200 tailor-made insurance schemes from a pool of more than 30 insurers.

It also provides home insurance, van insurance, gadget insurance and breakdown cover.

Flux Direct is a trading name of Adrian Flux Insurance Services Group used under licence by Herts Insurance Consultants Ltd (HIC).

Contact Flux Direct?

Flux Direct can be reached by calling 0344 381 9990, or via email at

What types of cover does Flux Direct offer?

Flux Direct provides three levels of single car insurance – comprehensive, third party fire & theft, and third party only – for an extensive range of vehicles, including classic cars, and for drivers of all ages.

READ:  Is my car a classic, and do I need specialist insurance?

Information about Flux Direct

Flux Direct offers free legal cover with every policy, as well as optional extras that are available for an additional fee. These extras include:

  • Keycare cover up to £1,500 for lost or stolen keys.
  • Misfuel cover for damage done by filling up with the wrong fuel.
  • Windscreen cover.
  • Agreed Value cover, so any offer of compensation after a write-off is based on a previously agreed valuation instead of the current market price. This type of cover is essential for classic car owners.

Flux Direct’s credentials

Flux Direct is authorised and regulated by the Financial Conduct Authority.

How the type of car you drive affects the cost of car insurance

The type of car you drive can have a big effect on the cost of your car insurance. As you might expect, the cheapest cars to insure are usually the ones that are relatively cheap to buy, so if you’re looking for a car that won’t cost a small fortune to insure, go for a low-spec model with a small engine.

It’s worth noting that modifications can also bump up premium prices, so look out for cars that have had their engines tuned, or have had a body kit or any after-market add-on fitted, else you could be in for a shock when running insurance quotes.

No matter what car you own though, you can save on the cost of car insurance my comparing quotes with MoneySuperMarket.

Visit our car insurance channel today and run a price comparison to see if you can reduce your car insurance premium.

READ: What are car insurance groups and how do they affect premium prices

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