Life insurance gift card
Getting life insurance can be a wise choice to protect your loved ones financially. If you’re thinking about taking out a policy, then compare quotes with MoneySuperMarket and we’ll include an shopping gift card*
Life Insurance Guides
Our guides to buying Life Insurance
Here at moneysupermarket.com we have put together a series of guides to help you get the best deal on your life insurance. Read our guides for tips on finding the right policy for your individual needs and learn how to lower your premiums with our money saving ideas.
Our top 4 guides and articles
Life insurance and medical records
Life insurance can be a financial lifeline to your dependents if you die, but when you take out a policy you may need to share information about your health and medical records with your insurer. We explain here what details are needed and how to access them.
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News & Guides
- Do I need life insurance if I'm single?
- Do I need life insurance? Wondering if you need life insurance? This useful guide will help you understand if and when you should invest in a life insurance policy.
- Do I need life insurance for a mortgage? A mortgage is one of the main reasons many people choose to get life insurance. It provides a safety net if you die leaving behind financial dependents who will need to cover the mortgage payments.
- Gifting money to grandchildren: everything you need to know In this guide, we discuss everything you need to know about the complex topic of gifting money to your grandchildren.
- How to find a relative’s life insurance policy Find out everything you need to know about tracing a life insurance policy of a deceased relative in this helpful guide.
- Understand life assurance and how it differs from life insurance Life assurance and life insurance are both policies which pay out a sum of money if you die. However, they work in different ways, and here we explain how each works so you can decide which might be right for you.
- Multiple life insurance policies
- Can you get life insurance when you're pregnant? Having the right insurance policies can ensure your growing family is financially protected.
- Updating life insurance
- Family life insurance
- How to claim life insurance There’s plenty to think about when a loved one dies. Besides grieving, there are funeral arrangements, and if you are in charge of handling the estate you need to know how to claim life insurance.
- Is critical illness cover worth it?
- What topics will I discuss with a life insurance advisor?
- Why do you need life insurance? Life insurance provides financial protection in the event of your death and gives your family and loved ones a lump sum of money to cover your income. This means they can stay in their home and pay for all the costs your salary contributed to.
- What is terminal illness cover? We can’t plan for a terminal illness, but adding terminal illness cover to your life insurance plan will help should the worst happen. Even if you are no longer here, terminal illness cover is a valuable protection to take care of you and your family.
- What is life insurance?
- The UK Stress Index: Could your daily life be affecting your life insurance premiums?
- What should I know before getting life insurance?
- What happens when my life insurance policy ends?
- Do I need life insurance if I'm renting?
- Life insurance and vaping
- Life insurance and your health
- Life insurance for women
- Funeral costs
- How trusts work when it comes to life insurance Life insurance provides your loved ones with a lump sum of money if you die unexpectedly, which they can use to put towards things like mortgage payments. But unless you put the policy in trust, it may be subject to inheritance tax, of 40%, when you die.
- How smoking affects your life insurance premiums Being a smoker can increase your life insurance premiums by more than half because you are seen as a higher risk of making a claim. But by quitting, you can dramatically reduce the amount you pay, as we explain here.
- What happens to someone's debts when they die? No one wants to think about their own death, but if you do die unexpectedly your loved ones could be left with a financial headache if you’ve unpaid debts. These will usually be paid off by your estate but unless you’ve made arrangements in advance, this can be confusing for relatives to deal with when they’re grieving.
- How can I protect my life insurance payout from inheritance tax?
- What are the different types of life insurance? Life insurance pays out a sum of money to your loved ones if you die. There are lots of policies to choose from, from those which just cover your mortgage payments, for example, to those which pay out a sum of money no matter when you die. In this guide, we’ll outline the different types of life insurance available along with the benefits of each to help you decide which one is right for you.
- Your guide to writing a will Although it’s an unpleasant reality to face, writing a will is something we all have to do to ensure our belongings end up in the right hands when we die
- Single vs joint life insurance If you’re in a couple, and especially if you have children, you should both have cover to protect your family. Your choice is between each having your own, separate policies, or having a joint policy that covers you both.
- How to claim for a mis-sold life insurance policy Got a nasty feeling you’ve been mis-sold life insurance? Here’s our guide to making a complaint, filing a claim and getting your money back.
- Death-in-service cover Many employers will offer a death-in-service benefit to their employees which will pay your dependents a specific sum if you were to die while you’re on their payroll.
- Understanding mortgage life Insurance: A guide to protecting your home Find out if mortgage life insurance or standard life insurance is suited to your financial and family needs.
- Life insurance for young adults Wondering what age should you take out life insurance? You might think you’re too young to need life cover, but taking out life insurance under 30 could save you money – and protect your loved ones should the worst happen.
- How can I reduce the cost of my life insurance?
- What is an unclaimed life insurance policy?
- What happens to life insurance during probate?
- What happens to life insurance after a divorce?
- Self-employed life insurance Employers often offer life insurance or death-in-service benefit as an employee perk. But self-employed workers will need to buy their own cover.
- Family income benefit When you pass away, family income benefit (FIB) can provide your loved ones with the financial security they need to cover day-to-day living costs. Discover everything you need to know and work out whether it's the right choice for you in our useful guide.
- Waiver of premium If you are unable to work due to a serious illness or injury, this special rider you can add to your life insurance will waive your life insurance premiums until you're recovered. Learn how it all works in this guide.
- Mental health and life insurance Wondering if you can take out life insurance with a mental health condition? We discuss everything you need to know in this guide and take a look at all the options available to you.
- Life insurance for new parents When you start a family, it's the perfect time to think about the future. Discover everything you need to know about life insurance and how it can help protect your loved ones in this guide.
- What is increasing term life insurance?
- What is level term life insurance In this guide, you’ll learn what makes level term life insurance different from other policy types. Find out if this life cover is right for you.
- What is term life insurance? Term life insurance policies will give you life cover for a limited time. In this guide, we'll outline how term life insurance policies work and whether a term policy is right for you.
- Relevant life insurance guide Relevant life insurance is a type of life insurance offered by employers to employees as part of a workplace benefits package.
- How much life insurance cover do I need?
- At what age should I get life insurance?
- Four in ten Brits want their ashes scattered overseas - but hidden costs could leave families out of pocket For many Brits, funerals are a subject often left for ‘another day’. Yet our research revealed that almost nine in 10 people (88%) haven’t considered the costs involved - a gap that could leave families facing unexpected, and often significant bills.
- Critical illness insurance