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Budget Insurance Car Insurance

Compare quotes for car insurance with Budget Insurance

Compare and switch in 5 minutes

Why get car insurance from Budget Insurance?


Budget insurance is part of BGL group, which has over 25 years’ experience in the insurance industry. Armed with an impressive five-star Defaqto rating, Budget uses a panel of leading insurance companies to get you the right level of cover at a great price, whether you want to cover one car or multiple vehicles.

It also provides home, van and life insurance and has sold more than three million policies in the UK.

Contact Budget Insurance


You can manage your Budget Insurance car insurance policy online via the company’s website or over the phone by calling the Customer Service Team on 0334 412 2118. Its opening hours are Monday to Friday 8am-8pm; Saturday 8am-6pm; and Sunday 10am-4pm. 

The 24/7 claims helpline is on 0344 412 2127, or 0344 412 2129 if you have a van insurance policy. And if you have a complaint you can email:

The company’s head office is at Pegasus House, Bakewell Road, Orton Southgate, Peterborough, PE2 6YS.

What types of car insurance can I get with Budget Insurance?

Budget Insurance offers three levels of cover: comprehensive, third party only, and third party, fire and theft. These can be enhanced with add-ons such as breakdown cover, while comprehensive policies cover the following as standard:

  • European cover

    You’re covered to drive overseas for up to 60 days

  • Medical expenses

    Pays out up to £200 if you need medical help after an accident

  • Child seat cover

    Up to £300 towards the cost of a replacement

  • Courtesy car

    While yours is being repaired, subject to availability 

  • Audio equipment

    Unlimited if fitted by the car manufacturer, or up to £500 for other sounds systems

  • Windscreen cover

    For if you need to repair or replace your windscreen due to a chip or crack

Why compare Budget Insurance car insurance with MoneySuperMarket?

  • Quick and easy

    All we need are a few details about you, your car, and the cover you’re looking for

  • Cost effective

    We search the market for the cheapest car insurance that offers the cover you need – you could save up to £301

  • Designed for you

    Our Car Monitor service lets you know when your MOT and tax are due, so you never slip up


Yes, you can cancel your policy by calling 0344 412 2118. The fee for doing this is £38 within the first 14 days and £60 thereafter, and you won’t get a refund if you have made a claim on the policy.


Budget insurance is part of the BGL group, which is underwritten by insurers including RAC Insurance Ltd and Premier Underwriting.


Yes, you can add up to five other drivers to your Budget Insurance policy. In some cases, it can also offer cover for any driver over the age of 25.

Explore more car insurance

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