Royal Bank of Scotland

Royal Bank of Scotland savings accounts

Royal Bank of Scotland offers a range of financial products which includes investments, credit cards, loans, insurance, mortgages and current accounts.

Under its savings banner, the bank also offers a range of options such as ISAs, fixed rate bonds, regular savings and easy access accounts, which can offer competitive rates both online and offline. However, it’s important to compare any Royal Bank of Scotland deals with the wider savings market before applying for any account.

Most branches of Royal Bank of Scotland are in Scotland, and it has around 700 branches in total. Royal Bank of Scotland is one of the retail banking subsidiaries of the Royal Bank of Scotland Group, which also includes NatWest and Ulster Bank.

Compare Royal Bank of Scotland savings accounts - Ordered by interest rate

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Interest rate (AER)

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Min/max opening amount

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Notice period

instant

Account type

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Access Account
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Sorry, we can't help you with this account

Interest rate (AER)

includes bonus of % until

includes bonus of % for month months

Check introductory rate and period with provider

Min/max opening amount

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Notice period

instant

Account type

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Sorry, we can't help you with this account

Access Account
Great for
  • Easy access withdrawals without notice or loss of interest
  • Receiving monthly interest paid into your account
Go to site

Sorry, we can't help you with this account

Interest rate (AER)

includes bonus of % until

includes bonus of % for month months

Check introductory rate and period with provider

Min/max opening amount

{{productCurrency}}{{1 | currency : '' : 0}} to {{productCurrency}}{{49999 | currency : '' : 0}}

Notice period

instant

Account type

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Go to site

Sorry, we can't help you with this account

Access Account
Great for
  • Easy access withdrawals without notice or loss of interest
  • Receiving monthly interest paid into your account


See more savings accounts

Royal Bank of Scotland Savings Guide 

There is a range of options when it comes to choosing a savings account, and which is suitable depends on your needs and circumstances. For example, if you are happy to tie up your money for a specific period, then a fixed-rate account could be suitable.

However, if you need access to your cash and you’re seeking flexibility from your savings then an easy access account is likely to be a better option for you. You can increase the sum held in this when you want, and benefit from unlimited withdrawals.

The first step for any savings, however, should be an ISA. This is a savings account held in a tax-free ‘wrapper’ that benefits from tax-free interest, up to a certain annual allowance.

Whichever Royal Bank of Scotland savings account you choose, make sure you understand how it operates and any restrictions on the account.

The first £85,000 of any savings held with Royal Bank of Scotland is protected by the Financial Services Compensation Scheme (FSCS). Typically, this protection applies per bank, not per banking institution. In this case, if you also have savings with NatWest, you will be covered for deposits of up to £85,000 for this bank too.

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