It's quick and easy
Our goal is to help you find the best Junior ISA for your child
Our goal is to help you find the best Junior ISA for your child
We show you a range of investment JISA accounts with product information provided by each brand
Click through to apply for your Junior Isa and start watching your money grow
There’s a wide range of cash JISAs available from banks and building societies offering decent interest rates – either fixed or variable. (We don’t currently offer these at MoneySuperMarket)
With a stocks and shares JISA the money is invested in stock markets. You have the potential to earn a decent rate of return on your cash over time. But returns are not guaranteed and there is risk to capital if markets fall in value
Select different company shares to invest in
Exchange traded funds typically track a market or index
Invest in government or corporate bond funds
Funds which pool a range of shares and bonds
With an investment JISA you’ll have to accept that the value of your savings pot can go down as well as up. Different funds and assets will have varying degrees of risk.
Some JISA providers will have a minimum investment requirement, such as £25 or £50 a month for example, for others it may only be £1. In some cases there may be a minimum lump sum investment.
You may want to consider a JISA with underlying investment funds or assets that are ethical or sustainable. Many funds focus on ESG (environmental, social, governance) factors.
Check the annual fees or investment charges on different JISAs before you sign up as these can vary widely between investment ISA providers.
Children who have a government Child Trust Fund – CTF account – cannot also have a Junior ISA. But while you can’t have both, you can convert a Child Trust Fund into a Junior Isa.
The parent or guardian needs to open the account, but the money belongs to the child and is tied up in the JISA until the youngster turns 18.
Your child can legally take control of the account from the age of 16 and choose their own investments if they wish.
You have no control over the money once the child gets access to the JISA funds at the age of 18. The child is free to spend it or convert it into a normal adult ISA, for example.
Just click the button below to see a list of all our cash ISA accounts
View accounts from leading UK ISA providers and compare rates
When you find the cash ISA you want, click straight to the provider to apply
To open a JISA on behalf of a child, the child needs to be under 18. You must live in the UK.
If the youngster was born after January 3, 2011, you can open an account. (If they are aged 16 or 17, they can open it themselves).
Any child born before January 2, 2011, will have been automatically signed up for a Child Trust Fund (CTF) by the Government. But you can convert a CTF into a JISA if you wish.
Parents, grandparents, relatives, friends – and any adult, in fact – can make contributions into a JISA, provided the £9,000 limit is not breached.
The Government used to make contributions to child trust funds – CTF account, but it does not contribute to JISAs.
As with adult ISAs, if you do not contribute the full amount in any one tax year, you cannot carry the allowance forward: it’s a case of ‘use it or lose it.’
You can transfer between JISA providers – if the new provider accepts transfers. But if you choose a new provider, you’ll need to transfer all your JISA funds from previous years. You cannot leave earlier contributions with the old provider.
It’s vital you contact your new Junior ISA manager to arrange the transfer, and do not do this yourself. If you simply shut down the account you will lose the JISA’s tax free status.
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Can't find what you're looking for? Try looking at our news, views and in-depth savings guides
Easy access accounts - Fixed rate bonds - Cash ISAs - Fixed rate cash ISAs - Help to Buy ISAs - High interest accounts - Savings calculator - Self select ISAs - Stocks and shares ISAs - Junior ISAs - Business savings account - Regular savings - Notice accounts - Peer to peer investments - Lifetime stocks and shares ISAs
Savings account companies
You can compare savings accounts using a number of factors. These include the interest rates they offer as well as how long the rate will last, the amount you might need to deposit in order to open the account, and how you can access the account. Once you’ve decided which account you want, simply click through and you’ll be taken to the provider’s website.
Not sure what type of account to go for? Our Savings Decision Tree can help you decide.
MoneySuperMarket gives you lots of clever ways to save a lot, by doing very little. So how do we make our money? In a nutshell, when you use us to buy a product, we get a reward from the company you’re buying from. But you might have other questions. Do we provide access to all the companies operating in a given market? Do we have commercial relationships or ownership ties that might make us feature one company above another? We commit to providing you with clear and informative answers on all points such as this, so we have gathered the relevant information on this page.
MoneySuperMarket gives you lots of clever ways to save a lot, by doing very little.
So how do we make our money? In a nutshell, when you use us to buy a product, we get a reward from the company you’re buying from.
But you might have other questions. Do we provide access to all the companies operating in a given market? Do we have commercial relationships or ownership ties that might make us feature one company above another?
We commit to providing you with clear and informative answers on all points such as this, so we have gathered the relevant information on this page.