Post Office

Post Office savings accounts

The Post Office is best known for its savings accounts, though it offers a range of other financial products such as credit cards, travel insurance mortgages and loans. Under its savings banner, you will find a range of options such as ISAs, fixed rate bonds, regular savings and easy access accounts, which can be operated both online and offline. However, it’s important to compare any Post Office deals with the wider savings market before investing.

The Post Office offers a wide range of financial products, including savings, mortgages, foreign exchange, credit cards and insurance. These can be accessed in branch, online or by telephone.

Compare Post Office savings accounts - Ordered by interest rate

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Interest rate (AER)

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Min/max opening amount

{{productCurrency}}{{500 | currency : '' : 0}} to {{productCurrency}}{{2000000 | currency : '' : 0}}

Term

1 year bond

Account type

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Access Account
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Great for
  • Customers who are happy to leave their money untouched for a fixed term
  • Opening with a single deposit from just £500
  • Choose either monthly or annual interest payments
But be aware that
  • No additional deposits permitted
  • You won’t be able to close your bond unless it’s due to exceptional circumstances and a breakage fee may apply. If the interest you’ve earned doesn’t cover this, you may get back less than you put in.
Post Office Money Post Office Money

Online ISA - Fixed Rate Issue 11

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Interest rate (AER)

includes bonus of % until

includes bonus of % for month months

Check introductory rate and period with provider

Min/max opening amount

{{productCurrency}}{{500 | currency : '' : 0}} to {{productCurrency}} no limit

Term

2 year bond

Account type

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Access Account
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Great for
  • Two years at 1.60% tax-free/AER fixed
  • Full online application and access
But be aware that
  • Interest calculated daily and paid annually on anniversary of account opening. At the end of the fixed term, the value along with any interest earned will be paid into the Holding Account of your Online ISA
  • No additional deposits or withdrawals permitted during fixed term. If product is closed after the first 14 days of opening, a Breakage Charge will apply. If the interest earned doesn’t cover this, you may get back less than you put in
Post Office Money Post Office Money

Online ISA - Fixed Rate Issue 11

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Interest rate (AER)

includes bonus of % until

includes bonus of % for month months

Check introductory rate and period with provider

Min/max opening amount

{{productCurrency}}{{500 | currency : '' : 0}} to {{productCurrency}} no limit

Term

1 year bond

Account type

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Access Account
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Great for
  • One year at 1.45% tax-free/AER fixed
  • Full online application and access
But be aware that
  • Interest calculated daily and paid annually on anniversary of account opening. At the end of the fixed term, the value along with any interest earned will be paid into the Holding Account of your Online ISA
  • No additional deposits or withdrawals permitted during fixed term. If product is closed after the first 14 days of opening, a Breakage Charge will apply. If the interest earned doesn’t cover this, you may get back less than you put in
Post Office Money Post Office Money

Online ISA - Easy Access Issue 12

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Interest rate (AER)

includes bonus of % until

includes bonus of % for month months

Check introductory rate and period with provider

Min/max opening amount

{{productCurrency}}{{100 | currency : '' : 0}} to {{productCurrency}} no limit

Notice period

none

Account type

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Great for
  • Full online application and access
  • The ability to split your cash ISA savings across variable and fixed rate products in one place
But be aware that
  • Interest is calculated daily and paid annually in March. After 12 months the rate will revert to the underlying rate, currently 0.25% tax free/AER variable
  • If you opt to fix your savings withdrawal restrictions will apply
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Interest rate (AER)

includes bonus of % until

includes bonus of % for month months

Check introductory rate and period with provider

Min/max opening amount

{{productCurrency}}{{100 | currency : '' : 0}} to {{productCurrency}}{{2000000 | currency : '' : 0}}

Notice period

30 days

Account type

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Access Account
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Sorry, we can't help you with this account

Go to site

Sorry, we can't help you with this account

Interest rate (AER)

includes bonus of % until

includes bonus of % for month months

Check introductory rate and period with provider

Min/max opening amount

{{productCurrency}}{{100 | currency : '' : 0}} to {{productCurrency}}{{1000000 | currency : '' : 0}}

Notice period

instant

Account type

{{::product.productAttributes.accountDetails.accountTypeId | mappingFilter : referenceDataMapping}} Transfer in
Access Account
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Sorry, we can't help you with this account


See more savings accounts

Post Office Savings Guide

If you’re looking to put some money in savings, the Post Office has a number of options to help you make the most of that money, ranging from its regular savings accounts to fixed rate bonds and Individual Savings Accounts (ISAs).

Some of the Post Office savings accounts allow you to deposit and withdraw cash whenever you want, whereas others lock your money in until the end of the agreed term.

ISAs allow you to earn interest on the money you earn without having to pay tax. The amount you are allowed to invest in an ISA changes at the start of each new tax year, so be sure to check this year’s allowance if you’re thinking of opening an ISA.

Picking the right account for you will depend on what you are saving for, how long you intend to save for and whether or not you will be making withdrawals from the account.

If you’re looking to provide for your children’s future, the Post Office also has accounts tailored towards children in the form of Child Trust Funds and children’s savings accounts.

The first £85,000 (as of 30 January 2017) of any savings held with the Post Office is now protected by the Financial Services Compensation Scheme (FSCS).

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