Premium Choice Car Insurance Reviews

Provider Customer Reviews
20 review(s)
  • Updated: Periodically. Details correct at the time of publication – Sept, 2009.

    Premium Choice is a young, dynamic company that has enjoyed continued success in the competitive specialist motor insurance market.Established in Birmingham in Aug 1999 by Richard Dornan and Mark Woods, two highly experienced Directors with over 50 years motor insurance experience between them, it gives customers in specialist areas a genuine choice of quality, affordable motor insurance backed up by first class service.

    Premium Choice appreciates that not everyone can fit the ‘average’ driver profiles set up by the well known insurance companies, banks, etc. If you don’t, you may well have to pay exceptionally high premiums or perhaps even be refused cover. Premium Choice is proud to be supporting The Association of Air Ambulances, the organisation created to represent the UK''s 18 independent air ambulance charities. Between them they operate 27 helicopters and have to raise £35 million

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disgusting serice AVOID AT ALL COSTS

Added 17/01/2012, reviewed by Daryl (Hitchin)

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Im disgusted, a month after taking out the insurance I get a letter telling my my payment was late and the reason being (no account) I was told I put in the wrong details on the website...if this is the case HOW IS IT POSSIBLE MY DEPOSIT WENT OUT OF MY ACCOUNT? obviously an error at theyre end, now im being told I have Lied about the information i provided them claiming I had told them I had 6 years no claims bonus when infact I have told them it was only 3, they also cliam I have not told thema about an accident I had which was my fault when infact I DID and now they want to increase my premium, I askedthem if I can cancel my policy but in order to do so I have to pay them a cancelation fee of £269 which is almost as much as the policy is worth!!!! why do I have to pay such a large amount

This review is the subjective opinion of a Moneysupermarket user and not of Moneysupermarket.com.

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NEVER USE THIS COMPANY

Added 16/01/2012, reviewed by anonymous (pwllheli)

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my son went with this so called insurance company and paid the 1st payment then in December they took £88.08 when it should have been £38.10 when he phoned them its not there fault PLEASE STAY AWAY FROM PREMIUM CHOICE CAR INSURANCE

This review is the subjective opinion of a Moneysupermarket user and not of Moneysupermarket.com.

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Cheated and out of pocket.

Added 12/12/2011, reviewed by anonymous (laurencekirk)

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Set up insurance with this company for my daughter,who is a student living at home,sometimes away,the car stays outside the house. Had to phone up because the info on the documents was wrong. My daughters home address is where the car is. Corrected the info, told them she sometimes stays away. Next thing is I get a phone call telling me that as I didn't say my daughter had a 2nd address they couldn't insure her for the price stated. The new quote was 100 pounds more for basically nothing. The car is only used when she is at home. They are now going to charge me 50 pounds to cancel my policy. I feel cheated. Also, they have a lot of clauses in the policy which seem unfair. If the car get stolen between the hours of 10 at night an 6 in the morning, it is not covered. Avoid this company.

This review is the subjective opinion of a Moneysupermarket user and not of Moneysupermarket.com.

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pleasantly surprised

Added 10/12/2011, reviewed by anonymous (Davies)

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having not heard of premium choice and having read some of the reviews i was somewhat dubious about these guys. at over £100 cheaper then next next best i took the gamble and hoped for the best. i have to agree with others that they do seem to want your life history (driving licence and proof of where are live??) but if thats the price i have to pay for the saving then i'll happily take it. i have only called them once as they did not e-mail me my documents at the time of paying but have to say that they were both prompt and helpful. a risk that so far i'm glad i took.

This review is the subjective opinion of a Moneysupermarket user and not of Moneysupermarket.com.

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Avoid this insurance at all Costs

Added 19/11/2011, reviewed by anonymous (London)

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Bought the policy IN FULL and was told due to my age I was given the wrong quote and they would have to give me another. Cancelled it same day..... and then the saga began. Despite cancelng it same day, they still sent my all legal documents through the post, charged me £50 and took 3 calls to sort it out. This is all despite, not being able to use the insurance that was purchased. I had to send a letter before the date the insurance was to commence otherwise face a penalty charge... again despite being covered by the insurance! Had to fax a letter to get it sorted, but it wasnt cancelled same day, it was done 3 days later and I had to call again to check! Waiting for refund of 800 for 2 weeks, can take upto 40 days... AVOID!!!!

This review is the subjective opinion of a Moneysupermarket user and not of Moneysupermarket.com.

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