June 2012 (Spring) Premium Prices
Welcome to the second edition of the MoneySupermarket Monitor on Car Insurance. This quarterly report analyses trends in car insurance pricing and shares insights into themes and issues related to car insurance and how they impact UK motorists.
It highlights current premium pricing, examines how pricing has changed since the last report and looks at year-on-year pricing movements. It also looks at the impact of factors such as location, age and gender on the cost of car insurance.
The focus of this edition of the report is on driving convictions and what effect each can have on the cost of cover. It will also identify hot spots in the UK for driving convictions and the profiles of drivers who have been caught for these offences.
The MoneySupermarket Monitor on Car Insurance Summer 2012 is based on 18,378,495 quotations. Kevin Pratt, Insurance expert at MoneySupermarket.com comments on the data findings.
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A focus on:
The focus for the Summer 2012 MoneySupermarket Monitor on Car Insurance is driving convictions.
We analysed a section of the data (1st October 2011 - 30th September 2012) to evaluate the number of convictions acknowledged by UK motorists in their insurance quotes.
The sample of data analysed 14,202,078 million quotes during the timeframe and found 3,394,879 (23.9 per cent) of these quotes contained a driving conviction.
Drink and Drug driving
Breaking down the overall driving convictions data we also take a more detailed look at the drink and drug related offences.
Of the 3.4 million recorded offences on drivers' insurance quotations, 147,000 or 4.3 per cent were for a drink or drug-related conviction.