RAC Car Insurance

Updated: Periodically. Details correct at the time of publication – December, 2008.

The RAC may be more renowned for its breakdown service, but it has established itself as one of the UK’s leading car insurance companies. Its ambition is to use its years of motoring expertise to offer you the best car insurance cover (also known as ‘RAC motor insurance cover’) available at the lowest price.

The company offers comprehensive and third party, fire and theft car insurance and anyone who takes out its comprehensive policy gets RAC Roadside cover included for the first year. To help you save even more, there is a 10 per cent online discount and you get £20 off your car insurance if you are an existing RAC breakdown member and £35 cashback.

Accident recovery, new car replacement, liability to third parties and medical expenses are all covered as standard with comprehensive RAC car insurance. You can insure many grey-imported vehicles with the RAC as long as your vehicle has been manufactured from 1993 onwards and you have fit either a category one or two Thatcham security device to your vehicle.

Furthermore, there are additional options available for classic cars and it is possible to insure company cars. However, with a standard RAC comprehensive car insurance policy there is a 24hr claims hotline and you can gain up to 70 per cent no-claims discount. If you are willing to pay a little extra, there are additional options available including legal services, a courtesy car, physiotherapy and European breakdown cover.