Post Office Car Insurance

Updated: Periodically. Details correct at the time of publication – May, 2008.

The Post Office has a rapidly expanding service, which stretches far beyond the delivery of your mail. The company has moved into the UK car insurance market and is keen to offer numerous incentives to prospective customers.

Post Office car insurance (also known as 'Post Office motor insurance') currently offers a £50 cashback deal. Additionally, the Post Office claims to be one of the cheapest car insurance providers in the market as online research conducted throughout 2007 by Consumer Intelligence showed that 10 per cent of customers could save up to £209.84 by switching their car insurance to the Post Office.

There are three standards of car insurance cover available – third party, third party fire and theft and comprehensive cover. Its comprehensive cover has additional features including cover for vandalism, malicious damage, storm and flood damage; accidental damage, including windscreen and windows; a new for old replacement vehicle if the car is less than 12 months old and has been owned from new; medical expenses up to £200; and a three-year guarantee on approved claims repairs.

There are also additional cover options available such as breakdown cover with emergency call-out and free labour for the first hour; motor legal protection; and payment protection insurance to cover instalments in the event of an accident, sickness or involuntary unemployment.