smart Car Insurance

Car purchase date

Please enter the month and year you bought the car – if you’re unsure just give an estimate.

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Registered Keeper

You can find this on the car’s log book (V5).

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Car owner

In some circumstances the proposer may not necessarily own the car, but is the registered keeper.

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Security device

To check the security device your car has, please refer to your car’s handbook.

Select factory fitted if:

• Your handbook does not state that the security device is Thatcham approved, or
• You do not possess a certificate indicating a Thatcham approved device

Thatcham Category 1 indicates both an immobiliser and alarm.

Thatcham Category 2 indicates just an immobiliser.

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Tracker

This device lets police track a stolen vehicle via an electronic signal from a sensor concealed in the car.

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Number of seats

If you’re unsure, check the number of seatbelts in the car.

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Imported cars

Has your car been imported from another country?

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Car modifications

Has the car been changed from the original specification? Examples are alloy wheels, tinted windows, suspension changes, locking wheel nuts or air filter changes.

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Use of the car

• Social, Domestic & Pleasure – if you do not drive to a place of work at all.
• Social, Domestic, Pleasure & Commuting (SDP&C) - if you travel to and from one place of work.
• Social, Domestic, Pleasure, Commuting and Business use (proposer only) – if you travel to and from one place of work and also require personal business use.
• Social, Domestic, Pleasure, Commuting and Business use (any driver) – covers all named drivers on the policy in connection with your business or your employer’s business.

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Annual personal mileage

This should be accurate to the nearest 1000 miles to get an accurate quote.

To estimate your annual personal mileage, consider how many non-business miles you do in a typical week. Multiply this by 52, and then add on extra miles for any long journeys you are likely to do during the year.

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Annual business mileage

This should be accurate to the nearest 1000 miles to get an accurate quote.

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Overnight parking

This is where you usually park your car overnight. To use our service the car needs to be kept at the same address as the proposer (the person who will be insured with the car) most of the time.

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Daytime parking

Where is the car normally parked on a typical day.

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Number of cars in household

Please enter the total number of cars in your household excluding the one to be insured (irrespective of whether or not you're insured to drive them). Some insurers give a discount if you've got more than 1 car in your household.

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Your registration

This is the number on your registration plate e.g. ‘RS52 FLY’. We can use it to find your car automatically for you.

If you don’t know it you’ll be able to select your car manually from lists of makes and models – just choose ‘No – help me find my car’.

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