smart Car Insurance

Vehicle Purchase Date

Please enter the month and year you purchased the vehicle. If you are unsure on the actual month please just enter an estimate. Some insurers give a discount if you've had the car for more than 12 months.

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Vehicle Owner

Please state who owns the vehicle. In some circumstances the main driver may not necessarily own the vehicle. For example, a married couple may have two vehicles both owned and registered by the husband. His wife may well be the main driver of one of the vehicles on a daily basis. In this instance the Husband would be the owner of the vehicle.

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Vehicle Security

Please indicate the level of security your vehicle has. If your vehicle has a Thatcham approved alarm fitted as standard please select whether it is a category 1 or category 2 from the dropdown list. (Thatcham is an alarm and immobiliser approval body) Category 1 indicates both an immobiliser and alarm and Category 2 indicates just an immobiliser. To check the level of security your vehicle has, please refer to your vehicle manual.
Note: if your handbook does not state that security device is Thatcham approved, or you do not possess a certificate indicating a Thatcham approved device, please simply select "Factory Fitted".

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Tracker

This is a device that enables the police to track a stolen vehicle through an electronic signal that is emitted from a sensor concealed in the car.

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Vehicle Usage

Please choose the relevant vehicle usage option for you. Below is a brief guide to help you choose.

• Social, Domestic & Pleasure – Is suitable if you do not drive to a place of work at all.
• Social, Domestic, Pleasure & Commuting (SDP&C) – Is a suitable selection if you travel to and from one place of work.
• Social, Domestic, Pleasure, Commuting and Business use (proposer only) - Is a suitable selection if you travel to and from one place of work and also require personal business use.
• Social, Domestic, Pleasure, Commuting and Business use (any driver only) - Is suitable for covering all named drivers on the policy in connection with your business or your employer's business.

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Number of cars in household

Please enter the total number of cars in your household excluding the one to be insured (irrespective of whether or not you're insured to drive them). Some insurers give a discount if you've got more than 1 car in your household.

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