This is the least comprehensive policy type and tends to also be the cheapest. Your pet will only be covered for injuries due to accidents with accident only pet insurance.
Time-limited pet insurance is a type of pet insurance policy that provides cover for a set period of time (usually 12 months). During this time, you can make claims for veterinary fees, medication, and other expenses related to the treatment of your pet's illness or injury, up to a predetermined limit.
Once the policy term expires, any conditions that your pet developed during that period will no longer be covered and will be treated as a pre-existing condition going forward. If your pet has a pre-existing condition, it will often be excluded in your policy.
A time-limited policy can be an affordable option if you want a level of cover in place for your pet but are willing to pay for further issues after the policy has ended.
Advertising costs for a lost pet
Liability costs if your pet injures another person or pet
Preventative treatments e.g., vaccination, spaying,
Worming and flea treatment
To make an informed decision when it comes to purchasing your time-limited pet insurance policy, be sure to compare. MoneySuperMarket's comparison tool will help you compare our best prices as well as different levels of cover to suit you best. You should also read your policy exemptions. Look for any exclusions, limitations, or conditions that could affect your coverage. Be sure that what's exempt in your policy is something you either don't need or can fund yourself."
Yes, a time-limited policy is designed to allow you to claim for any conditions as many times as you want, until you reach your set pre-determined limit, until your policy ends.
Lifetime policies are more comprehensive than time-limited policies, but they are more expensive. While time-limited will cover short-term illnesses and injuries that occur during your policy, lifetime policies will cover those conditions year after year provided you renew your policy on time.
The policy will usually cover you for up to 12 months, but this can vary between policies. A time-limited policy length is your choice and is designed to suit the length of time you need for your pet.
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