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We’ll help you compare great value kitten insurance deals from 33 top UK providers, making comparing and finding cover quick and simple.
Most providers will not be able to insure kittens under 8 weeks old, although there are some that can offer cover for kittens as young as 6 weeks.
It may be a good idea to get pet insurance for your kitten once they have undergone their first vaccinations as this can reduce the cost of your policy. You can also reduce your policy’s cost by having your kitten microchipped and spayed/neutered once they are of age.
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There are four common types of pet insurance to choose from, each with different levels of cover and cost:
Covers the majority of vet bills for injury and illness up to an annual limit. At the end of the year, that limit is reset, and cover continues.
Covers only health problems (mostly injury) related to accidents. It will not cover illnesses nor chronic conditions.
Covers vet bills for a limited time per condition (usually up to 12 months). Once that time has run out, insurance will no longer cover the condition.
Covers vet bills up to a certain amount per condition. When you have reached the maximum amount you can claim, the condition is no longer covered by the policy.
Pet insurance for kittens can start at as little as a few pounds a month, but the cost isn’t going to be the same for everybody. There are certain factors that will impact the cost of pet insurance for kittens:
If your kitten has already experienced health problems, you may have to pay more for cover.
The average cost of vet bills varies depending on where you live.
Some cat breeds are more expensive or prone to more health problems than others.
More expensive cats require increased cover to reimburse owners if anything happens to their kitten.
Each type of pet insurance its own level of cover and cost. The more cover your policy offers, the more expensive it’s likely to be.
By volunteering to pay part of your kitten’s vet bills, you can reduce the cost of your pet insurance.
Not every policy is the same and providers may offer different add-ons to increase your cover. Typically, a lifetime pet insurance policy will cover the following:
Vet bills for illness and injury
Recovery of lost/ missing kittens
Vet prescribed medications and therapies
Routine check-ups and treatments
Pregnancy and giving birth
"Insurance is something to seriously consider once your kitten reaches two months. While comparing quotes to find the cheapest policy will help keep the cost down, also look at other steps such as microchipping your pet, having it spayed or neutered and having all vaccinations up to date.
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The best kitten insurance will give you the right balance between cover and cost. To get the best value out of your kitten’s pet insurance, here are some tips to keep in mind:
Comprehensive kitten insurance has several cover types to choose from and the most comprehensive option might not always be necessary. Do some research to find what level of cover is right for your kitten and your budget.
It may be wise not to take the first cheap kitten insurance offer you get. Some providers can offer valuable extra cover that can be useful later on, like dental cover and pet travel insurance.
Some providers may require you to cover a certain amount of vet bills before they start covering the cost. By volunteering to pay more of your vet bills, you can reduce the cost of kitten insurance to make cover more affordable.
Staying on top of your kitten’s vaccinations and having them microchipped can reduce the cost of your policy. The same can be said about having your kitten spayed/ neutered when they come of age.
Most providers will offer cheaper rates to those who pay annually for pet insurance rather than monthly.
We’re ready to help you find the best kitten insurance for you and your furry companion. All it takes is three steps:
Answer a few questions about your kitten and yourself to help us find policies that match your needs
We’ll show you offerings from some of the top UK pet insurance providers for you to compare
Our pricing is accurate, so with just a click on the deal you want you can buy a policy today at the price you see
Kittens can get into all sorts of trouble, and insurance can help cover the costs of an unexpected trip to the vet, as well as covering the costs of advertising if they’re lost or stolen.
Kitten insurance does not cover vaccinations – in fact, it’s usually a condition of most cat insurance policies that you keep them up to date with all vaccinations.
You can get specialist pet insurance if your cat has a pre-existing medical condition. This type of policy is designed for those whose pets already have a medical condition before they take out an insurance policy.
While you’ll be able to take our standard pet insurance if your cat has a pre-existing injury or condition, it’s unlikely that your insurer will cover veterinary treatment for that particular condition – as there’s a risk that the condition may flare up again.
Cat breeds have a significant effect on premiums. Pedigree cats are more prone to health conditions than moggies, and your insurer is likely to increase your premium as a result.
They are often also much more valuable and therefore more attractive to thieves.
If you have more than one cats, multi-cat insurance can be easier to manage. Choosing a multi-pet insurance plan means dealing with a single insurer, a single renewal date and just one set of documents.
Insurers also often offer discounts if you cover more than one pet on your policy. Discounts can vary between 5% and 10%, while others give you a set discount for each extra pet you choose to cover.
Microchipping your kitten is a wise move – it’s a really useful way for people to identify where lost cats live.
Microchipping your kitten isn’t always a condition of kitten insurance, but it can be – or you may reduce your premium.
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