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Kitten insurance

Compare quotes for kitten insurance


Compare quotes from 33 leading UK providers

We’ll help you compare great value kitten insurance deals from 33 top UK providers, making comparing and finding cover quick and simple.

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When should I get kitten insurance?

Most providers will not be able to insure kittens under 8 weeks old, although there are some that can offer cover for kittens as young as 6 weeks.

It may be a good idea to get pet insurance for your kitten once they have undergone their first vaccinations as this can reduce the cost of your policy. You can also reduce your policy’s cost by having your kitten microchipped and spayed/neutered once they are of age.

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Why compare kitten insurance with MoneySuperMarket?

  • Deals tailored to you

    We’ll use the details you give us to find policies that give the right cover for your kitten

  • Quick and Easy

    After you answer a few questions, we’ll show you quotes from the top UK providers for you to choose from, with the best deals front and centre

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    Join the thousands of people using MoneySuperMarket to find great value deals on insurance and more.* 

What types of insurance can I get for my kitten?

There are four common types of pet insurance to choose from, each with different levels of cover and cost:

  • Lifetime

    Covers the majority of vet bills for injury and illness up to an annual limit. At the end of the year, that limit is reset, and cover continues.

  • Accident only

    Covers only health problems (mostly injury) related to accidents. It will not cover illnesses nor chronic conditions.

  • Time limited

    Covers vet bills for a limited time per condition (usually up to 12 months). Once that time has run out, insurance will no longer cover the condition.

  • Maximum benefit

    Covers vet bills up to a certain amount per condition. When you have reached the maximum amount you can claim, the condition is no longer covered by the policy.

How much is kitten insurance?

Pet insurance for kittens can start at as little as a few pounds a month, but the cost isn’t going to be the same for everybody. There are certain factors that will impact the cost of pet insurance for kittens:

  • 1

    Medical history

    If your kitten has already experienced health problems, you may have to pay more for cover.

  • 2

    Your location

    The average cost of vet bills varies depending on where you live.

  • 3

    The breed

    Some cat breeds are more expensive or prone to more health problems than others.

  • 4

    The cost of your kitten

    More expensive cats require increased cover to reimburse owners if anything happens to their kitten.

  • 5

    Type of pet insurance

    Each type of pet insurance its own level of cover and cost. The more cover your policy offers, the more expensive it’s likely to be.

  • 6

    Voluntary contribution amount

    By volunteering to pay part of your kitten’s vet bills, you can reduce the cost of your pet insurance.

What is covered by kitten insurance?

Not every policy is the same and providers may offer different add-ons to increase your cover. Typically, a lifetime pet insurance policy will cover the following:

  • Tick

    What’s covered

    • Vet bills for illness and injury

    • Recovery of lost/ missing kittens

    • Vet prescribed medications and therapies

  • Cross

    What isn’t covered

Saarrah Mussa

Our expert says


Insurance is something to seriously consider once your kitten reaches two months. While comparing quotes to find the cheapest policy will help keep the cost down, also look at other steps such as microchipping your pet, having it spayed or neutered and having all vaccinations up to date.

- Saarrah Mussa, Author

How to get the best pet insurance for your kitten

The best kitten insurance will give you the right balance between cover and cost. To get the best value out of your kitten’s pet insurance, here are some tips to keep in mind:

  • Plus

    Determine exactly what cover you need

    Comprehensive kitten insurance has several cover types to choose from and the most comprehensive option might not always be necessary. Do some research to find what level of cover is right for your kitten and your budget.

  • Plus

    Take time to shop around

    It may be wise not to take the first cheap kitten insurance offer you get. Some providers can offer valuable extra cover that can be useful later on, like dental cover and pet travel insurance.

  • Plus

    Pay attention to cover limits

    Some providers may require you to cover a certain amount of vet bills before they start covering the cost. By volunteering to pay more of your vet bills, you can reduce the cost of kitten insurance to make cover more affordable.

  • Plus

    Preventative healthcare

    Staying on top of your kitten’s vaccinations and having them microchipped can reduce the cost of your policy. The same can be said about having your kitten spayed/ neutered when they come of age.

  • Plus

    Choose annual payments

    Most providers will offer cheaper rates to those who pay annually for pet insurance rather than monthly.

Ready to compare?

We’re ready to help you find the best kitten insurance for you and your furry companion. All it takes is three steps:

  • Tell us about your kitten

    Answer a few questions about your kitten and yourself to help us find policies that match your needs

  • Browse great UK deals

    We’ll show you offerings from some of the top UK pet insurance providers for you to compare

  • Click and buy today

    Our pricing is accurate, so with just a click on the deal you want you can buy a policy today at the price you see 

Kittens can get into all sorts of trouble, and insurance can help cover the costs of an unexpected trip to the vet, as well as covering the costs of advertising if they’re lost or stolen. 

Kitten insurance does not cover vaccinations – in fact, it’s usually a condition of most cat insurance policies that you keep them up to date with all vaccinations.

You can get specialist pet insurance if your cat has a pre-existing medical condition. This type of policy is designed for those whose pets already have a medical condition before they take out an insurance policy.

While you’ll be able to take our standard pet insurance if your cat has a pre-existing injury or condition, it’s unlikely that your insurer will cover veterinary treatment for that particular condition – as there’s a risk that the condition may flare up again.

Cat breeds have a significant effect on premiums. Pedigree cats are more prone to health conditions than moggies, and your insurer is likely to increase your premium as a result.

They are often also much more valuable and therefore more attractive to thieves.

If you have more than one cats, multi-cat insurance can be easier to manage. Choosing a multi-pet insurance plan means dealing with a single insurer, a single renewal date and just one set of documents.

Insurers also often offer discounts if you cover more than one pet on your policy. Discounts can vary between 5% and 10%, while others give you a set discount for each extra pet you choose to cover. 

Microchipping your kitten is a wise move – it’s a really useful way for people to identify where lost cats live.

Microchipping your kitten isn’t always a condition of kitten insurance, but it can be – or you may reduce your premium. 

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Ready to save on your pet insurance? Or need to know more before you get a quote? We’re here to help.

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