Find out about RSA pet insurance
If you’re looking for pet insurance for your beloved cat or dog, then RSA’s More Than brand can help with whatever level you need, from accident-only through to lifetime cover
When it comes to protecting our furry family members, pet insurance is an essential consideration for many pet owners. RSA, a stalwart in the insurance industry with over three centuries of experience, operates More Than, a pet insurance provider in the UK. Let's delve into what RSA offers through More Than and how it can benefit your pets.
Who is RSA?
The Royal & Sun Alliance Insurance (RSA) is not just a company with a rich heritage; it's an institution in the insurance sector. With a lineage tracing back to the 18th century, RSA was born out of the 1996 merger between two insurance giants, Royal Insurance and Sun Alliance. This union created a powerhouse authorized by the Prudential Regulation Authority and regulated by both the Financial Conduct Authority and the Prudential Regulation Authority.
RSA's Pet Insurance Operations
RSA owns and operates the More Than pet insurance company in the UK – offering a range of pet insurance policies for dogs and cats, including multi-pet cover. This means that RSA brings its considerable expertise and financial strength to the table when providing insurance for your pets.
Types of Cover Provided by More Than
More Than offer pet insurance for dogs and puppies, cats and kittens, and multi-pet cover. There are three levels of pet insurance cover to choose from: Basic, Classic, and Premier. Each tier is designed to cater to different needs and budgets, ensuring that there's a suitable option for every pet owner.
Premier Cover
RSAs Premier (or Lifetime) covers your pet for illness and accidents up to your annual limit on vet fees provided that you renew each year and there is no break in cover. This is the most comprehensive level of cover, offering peace of mind that your pet's health needs will be met year after year.
Classic Cover
The Classic level of cover is also known as Maximum Benefit cover. It provides a set limit for each condition, covering vet fees due to illness or accidents. This is a middle-ground option for those who want a balance between comprehensive coverage and affordability.
Basic Cover
Their basic (or Time Limited) pet insurance covers illness or accidents for 12 months from the first date of treatment or until you reach the agreed limit on vet fees. This option is ideal for those who need a more budget-friendly solution and are comfortable with a time-restricted cover.
Why Choose RSA and More Than for Pet Insurance?
Choosing the right pet insurance provider is as crucial as the cover itself. RSA and More Than stand out for several reasons:
Direct Vet Payments: They make the claims process as simple as possible, including being able to pay vet fees direct.
Multi-Pet Discounts: A 10% discount is offered for each additional pet insured under the same policy.
Travel Peace of Mind: Coverage extends to specified European locations, ensuring your pets are protected even when abroad.
24/7 Veterinary Support: Round-the-clock access to qualified veterinary nurses is provided.
Charitable Support: More Than partners with Dogs for Good, linking people with disabilities to trained assistance dogs.
How MoneySuperMarket Can Assist
If you’re looking to find an insurance policy for your pets, MoneySuperMarket can help. The platform is designed to simplify the process of comparing deals from leading UK providers, ensuring you find the best fit for your pet's needs.
Further Reading and Resources
To make an informed decision about pet insurance, it's important to have all the necessary information. MoneySuperMarket provides a wealth of resources:
Read our guide on why you need pet insurance, which explains the importance of pet insurance and how to select the right policy.
Understand the financials by reading our guide on the cost of pet insurance, which discusses factors affecting insurance costs.
For dog owners, read our guide on choosing the best dog insurance, offering advice on various options and providers.
Pet insurance is a safety net that can save you from unexpected veterinary bills and ensure that your pet receives the care they need. With RSA's More Than pet insurance, you have a range of options to suit your pet's needs and your financial situation. MoneySuperMarket's tools and guides are here to help you navigate the choices and find the best policy for your beloved pet. Remember, investing in pet insurance is not just about managing costs; it's about ensuring the well-being of your furry family members for years to come.
