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Pet Protect pet insurance

Who is Pet Protect?

Pet Protect launched in 1983, with roots in the veterinary profession, to help customers meet the cost of expensive treatments for their pets. Pet Protect is one of only a few providers that is completely specialised in pet insurance with a focus on expert service and animal welfare.

By Mehdi Punjwani

Published: 25 September 2019

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Who is pet protect?

Pet Protect launched in 1983, with roots in the veterinary profession, to help customers meet the cost of expensive treatments for their pets.

Why choose Pet Protect?

Pet Protect provides lifetime cover for cats and dogs, helping to protect many pet owners against high veterinary bills. Ongoing treatments will also be covered year after year for as long as you renew the policy.

Pet Protect insurance policies allow you and your vet to choose the most appropriate plan for your dog or cat’s treatment and cover procedures such as hydrotherapy, acupuncture and homoeopathic medicine when recommended by your vet. The policies also cover an amount towards pet nutrition should your dog or cat be prescribed a clinical diet regime.

What animals does Pet Protect cover?

Pet Protect provides both dog insurance and cat insurance, which offers comprehensive cover. Pet Protect pet insurance is available for cats aged from six weeks to nine years, dogs aged eight weeks to seven years and dogs of specified breeds from eight weeks to five years.

What are the different types of cover?

Pet Protect offers a range of cover limits.

Time care:

This provides vet fee cover from the date of an accident or illness up to the benefit level of £1,000 or £3,000, or for 12 months, whichever occurs sooner. After this, the pre-existing condition is excluded from cover for the remainder of the policy’s life.

Condition care:

Condition care provides insurance cover of up to £3,000 for each new accident or illness, as long as your policy is in force. Once you reach your benefit limit, treatment for that specific accident or illness will be excluded for the remainder of the policy’s life.

Lifetime care:

Provides an annual benefit limit of up to £4,000 per condition or for all conditions each year. The limit is then reinstated upon renewal. Pets can be covered for ongoing conditions as long as the policy remains in force. All limits are subject to renewing the policy and limits may apply for specific conditions.

Lifetime extra:

Lifetime extra insurance provides an annual benefit limit of up to £6,000 per condition, or for all conditions each year. This limit is reinstated at renewal. Ongoing treatments are covered as long as the insurance remains in force. All limits are subject to policy renewal.

Contacting Pet Protect

You can contact Pet Protect’s pet insurance sales department on 0345 603 1294 or its claims and customer service department on 0345 602 4797. Lines are open 8 am - 6 pm Monday to Friday. Pet Protect’s online portal is easy to use with options to renew your policy online, pay by direct debit and make a claim.

Pet Protect Credentials

Pet Protect is authorised and regulated by the Financial Conduct Authority and is authorised to enter into contracts of insurance on behalf of Advent Syndicate which is managed by Advent Underwriting Limited. Advent Underwriting Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

Ready to save on your pet insurance? Or need to know more before you get a quote? We’re here to help.

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