Lifetime Cover
No time limit restrictions
Defaqto is an leading independent reviewer of financial products. Five stars is for 'an excellent product with a comprehensive range of features and benefits'.
Variety of policy types for flexible coverage
Vet fee cover & extras
Free vet video consultation
Effortless claims process

Animal Friends is a UK based company with over 20 years of experience
Animal Friends has donated upwards of £9 million to animal welfare causes
They have a wide range of insurance options tailored to meet the needs of their beloved animals.
Animal Friends offers 4 types of insurance.
No time limit restrictions
Cover up to a set limit per condition
Cover for a set time per condition
Accident only policies provide you with a fixed amount of money for each injury caused by an accident.
You can contact Animal Friends on 0344 557 0300 — available Monday to Friday, 9:00 am to 5:00 pm
Email: info@animalfriends.co.uk
Animal Friends can also be contacted via their online chat service. If you are an existing customer you can also find a lot of information on your online portal
The fastest way is for your veterinarian to access Pawtal, Animal Friends’ online claims system for vets. If that is not an option please download a form from the Claims section of the Animal Friends website and email to claimform@animalfriends.co.uk
This could include your bill from the vet and any evidence you have of the procedures you are claiming for
If your claim is successful (most are), you will generally receive confirmation within 24 hours.
All our insurance providers are authorised and regulated by the Financial Conduct Authority (FCA).
Save £££ on your pet insurance. Plus, we price match and give you £10 if you find a cheaper deal
Buy through us and get up to £10
As one of the largest UK providers of pet insurance, Animal Friends stands out with its additional features and benefits. Dog and cat customers gain instant access to qualified vets through the Joii app. Additionally, they can visit health clinics staffed by qualified veterinary nurses and enjoy free 24/7 vet video consultations from the comfort of their homes. A comprehensive symptom checker tool, developed by veterinarians, is also available to help pet owners make informed decisions about their pet's health.
Animal Friends Insurance Services Limited operates under the trading name Animal Friends®, registered in England (company no. 03630812), with registered office in Amesbury, Wiltshire. They’re authorised and regulated by the Financial Conduct Authority (FCA).
Free 24/7 vet video support through their Joii app for dogs and cats
Some of the higher-tier plans, like Prestige or Lifetime, include behavioral therapy, dental cover, public liability, and even help for missing or stolen pets.
Animal Friends do not offer multi‑pet discounts—but provide affordable pricing per pet
Animal Friends Pet Insurance was founded in 1998 by Elaine Fairfax.
Her distinctive vision was to provide affordable pet insurance while also funding animal welfare charities around the world.
Animal Friends not only grew into one of the UK’s largest independent pet insurers but also donated millions of pounds to animal causes.
Animal Friends has donated over £9 million donated to more than 830 animal welfare charities and conservancies globally since 1998. Currently they donate to
Emergency and crisis appeals
Long term welfare and conservation projects
One-off requests
If you would like to apply for funding please visit Animal Friends funding page
Reviewed on 19 Jun 2026 by
YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
Source: Motor Insurance Bureau, 'Tackling uninsured driving to reduce costs and make our streets safer' https://www.mib.org.uk/reducing-uninsured-driving/reducing-costs-improving-safety. Accessed April 2026.
You might see a premium policy with a lower average sold price than the basic option. That's not because it’s cheaper overall, but because lower-risk customers are buying it. People whose individual circumstances mean they receive higher premiums often choose the most basic cover to keep costs down, while those offered cheaper premiums are more likely to upgrade to a higher-tier product.
Based on the 10th percentile of comprehensive car insurance policies sold through MoneySuperMarket in the month of April 2026.
Source: Which? 'Some car and home insurers still charging exorbitant interest rates to pay monthly, despite repeated warnings, Which? finds', 28th April 2025. https://www.which.co.uk/policy-and-insight/article/some-car-and-home-insurers-still-charging-exorbitant-interest-rates-to-pay-monthly-despite-repeated-warnings-which-finds-aFPxY1U8K8Xw
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in April 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in April 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in April 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in April 2026.
An 'uninsured driver promise' is a car insurance policy feature where you will not have to pay your excess and will not lose your no-claims discount if your car is hit by an uninsured driver and the accident wasn't your fault.
Administration fees are charges insurers apply when you make changes to your car insurance policy. Examples of mid-term policy changes that could incur an administration fee include: changing your address, updating your job title, adding or removing a driver, changing your vehicle.
These fees cover the cost of processing the change, rather than the insurance risk itself. They are separate from any change in your premium. For example, if you update your details, your price may go up or down based on risk, then an admin fee may be added on top.
Accurate as of 29 June 2026.
83% of users completing the car insurance Price Optimiser journey and actioning its insights on MoneySuperMarket between 12.02.26 and 16.02.26 found a cheaper quote.
Based on the average annual price of policies sold through marmalade essentials on MoneySuperMarket between February 2026 and April 2026 and the provider sold with over 200 sales in the period, where only one driver was on the policy who had held a full uk car insurance license for at least 1 year.
Based on the average annual price of policies sold through churchill on MoneySuperMarket between February 2026 and April 2026 and the provider sold with over 200 sales in the period, where only one driver was on the policy who had held a full uk car insurance license for at least 1 year.
Based on the average annual price of policies sold through peter best on MoneySuperMarket between February 2026 and April 2026 and the provider sold with over 200 sales in the period, where only one driver was on the policy who had held a full uk car insurance license for at least 1 year.