Our top tips for getting the right travel insurance
Whether you’re going on a quick city-break or spending two weeks on a sandy beach, your holiday should be a relaxing experience.
We want to ensure your holiday is as free of stress as it should be, which is why we encourage everyone to take out travel insurance. Should you fall ill or have something stolen, travel insurance ensures you’re covered and well looked-after.
It is important to also understand the terms and conditions of your insurance policy to ensure it’s tailored to your personal needs.
Below we’ve outlined some top tips to ensure you’re fully covered:
Check your policy’s cash limit
You should check the cash limit on your policy; £250 is a sensible amount. You should avoid carrying more money than this on you, as anything above that won’t be covered if you need to claim for a theft or loss.
Travel insurance can cover against cancellations
To avoid any shortcomings you should confirm the maximum amount your policy covers for cancellations, and make sure it meets the whole cost of your trip. That way if your holiday is cancelled, you should be able to claim back the whole cost of the trip.
Make sure your valuables are covered
Checking the single item and valuables limit on your policy is important. This is the maximum your insurer will pay out for a lost or stolen item, and you may find that your mobile phone or camera are worth more than the cover unless you get the right policy.
For more information, read our full guide to travel insurance: https://www.moneysupermarket.com/travel-insurance/guide/