Accurate as of 27 February 2026.
Annual saving based on 51% of customers transferring £2,318 from a 24.9% (variable) p.a. card, with a 5% monthly repayment (Jan 2026). BoE and UK Finance.
Representative example: transferring £2,318, 3.49% balance transfer fee, 0% over 38 months then 24.9% (variable) p.a. Representative 24.9% APR. Credit broker not lender. 18+ UK only. Subject to status. Moneysupermarket data correct as of 12th Jan 2026
