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Savings - Guide Index

Our guides to savings

Saving makes sense. Whether you salt away a lump sum, put aside something each month, or simply add to your reserves when you have cash to spare, it’s a key part of managing your family finances. Clearly, it makes sense to choose the best home for your money, so check out our guides on the range of accounts at your disposal

Best Junior ISA

If you’re looking to put money away for your little one, you may be thinking about a Junior ISA. Our guide lets you know how to pick the best Junior ISA for your child

Joint Savings Accounts

You may be thinking about combining your savings with a partner, friend, or family member. Our guide gives you the rundown on joint savings accounts

Green savings bonds

If you want to earn a return on your savings but you’d like your money invested in environmentally-sound projects, green savings bonds could be for you...

Children’s savings bonds

Children’s savings bonds were a way to save for your children. Find out how children’s savings bonds worked and what you can do if yours is maturing soon

News & Guides

Lifetime ISAs
Lifetime ISAs are tax-efficient long-term savings that come with a government bonus. Read our guide to find out how to choose the best lifetime ISA for your savings goal

Savings interest rates
Interest rates affect what you can earn on your savings accounts – and it could be good news when they are on the rise. Our guide explains more about how they work

High interest savings accounts
Seeking out high savings rates can be tricky. Here’s how to compare accounts and make the most of your money

Choosing the best type of savings account
With such a wide range of savings accounts to choose from, how do you know which one is right for you?

Offshore accounts
Offshore accounts aren’t just for the very wealthy. They’re ideal if you want to save in different currencies. Our guide explains all you need to know about offshore accounts.

Guide to savings bonds
Saving bonds can be a smart way to save if you can lock your money away for a fixed time. Here’s everything you need to know

Savings Protection
You’ve worked hard for your money, so you need to be certain it will be safe wherever you choose to put it

ISA transfers
Transferring an ISA isn’t complicated, but you do have to take the correct steps to avoid losing the tax-free benefit

Saving for Retirement
Pensions, investments or savings could all have a role to play as you prepare your finances for the future

Dormant accounts
Find out how you can recover a dormant account in just a few steps

Personal savings allowance
Thanks to the personal savings allowance most savers don’t pay tax on the interest they earn. Here’s how it works...

Notice Savings Accounts
Need a high paying savings account but don’t need immediate access to your money? A notice account might suit you. Find out more...

Regular savings accounts
WIth a regular savings account you can put money away monthly and start to see your nest egg grow

Pensions or savings?
No matter how far you are to retirement age, it’s a good idea to think about how you’ll cope financially when you’re no longer working

Best Children’s Savings Accounts
Opening a savings account can be a great way to get kids into the habit of saving. Where’s best to start?

Help to Buy ISA
If you have a Help to Buy ISA it can be a great way to save up a deposit. But how is the bonus paid and when can you use the money?

Cash ISAs explained
Read more about the popular tax-free savings wrappers - how they work and the pros and cons

What is an Isa?
Feel a bit baffled when it comes to ISAs? Our guide explains how to choose an ISA and the key things you need to know

NS&I Savings
We explain how Government-backed National Savings & Investments differs to high street banks and the services on offer to savers

Saving a lump sum
Investing a lump sum wisely can make a big difference to your future finances. Find out more about where to invest money with our guide to lump sum savings

Savings Calculator
Use our savings calculator to see how much interest you can earn from your savings account