Got bad credit or a patchy financial history? The good news is that you can get broadband with no credit check. Here's everything you need to know about no credit check broadband.
Our best broadband deals with no credit check in April 2023
- 500Mb average* speed
- No TV channels
- £0.00 Setup costs
- 18 month contract
- £44.50 per month
- 132Mb average* speed
- No TV channels
- £0.00 Setup costs
- 18 month contract
- £26.50 per month
*Average speeds are based on the download speeds of at least 50% of customers at peak time(8pm to 10pm). Speed can be affected by a range of technical and environmental factors. The speed you receive where you live may be lower than that listed above. You can check the estimated speed to your property prior to purchasing.
For more deals check out our latest broadband deals
Can I get a broadband deal with bad credit?
It’s still possible to get broadband if you’ve got a bad credit history. Broadband credit checks are not as strict as applying for something like a loan or credit card, so you have a better chance of being accepted.
In fact, some broadband providers won’t check your credit rating at all.
What is a broadband deal with no credit check?
A broadband deal with no credit check doesn’t require you to pass a credit check to sign up.
So that means if you’ve got bad credit, County Court Judgements, bankruptcy, or any other red flags in your financial history, you can still get – or switch – broadband.
Which broadband providers do not require credit checks?
Plusnet and Now Broadband don’t carry out credit checks. So, if you've got bad credit and want home broadband, they’re a good bet.
TalkTalk, Virgin Media, Sky and BT all check your credit rating before accepting you as a customer and will likely all use different rating criteria.
Remember these checks aren’t as stringent as the checks you’d have to pass to get a loan, mortgage or credit card. So even if you have got bad credit, it doesn't necessarily mean you won’t be accepted.
Can I get broadband deal with no credit check and no upfront cost?
Broadband deals with no credit check and no upfront cost are available but look out for waived setup fees being recouped elsewhere, through higher monthly costs or a longer contract.
Pay close attention to the small print of your plan to determine whether it really is the standout deal it appears to be.
What are the pros and cons of no credit check broadband deals?
Not sure if no credit check broadband is right for you? Below we weigh up everything that's good and bad about a no credit check broadband to help you decide.
Pros
- You’ll get the same service as any other customer, including unlimited broadband plans, TV and broadband and broadband and phone bundles
- Great option for people on a low income
- A mobile broadband deal never requires you to pass a credit check and you're not tied to a contract
Cons
- If you opt for mobile broadband to avoid a credit check, you'll pay more than you would for fixed line broadband, and it's usually a lot slower
Sources and methodology
*Annual savings based on average monthly bill of £33.99 from nationally representative sample (1000) vs our cheapest monthly cost for superfast broadband (>55Mbs) £18.95/month, May 22. Annual saving: £180.48.
How can I improve my credit score?
There are a few ways you can improve your credit score:
- Pay your bills on time
- Build your credit history
- Get on the electoral role
- Check your report accuracy
- Close unused credit card accounts
What do I need to provide to the provider for a credit check?
For your credit check, you will need to provide:
- Full name
- Date of birth
- Email address
- Electoral roll informationto confirm your current and previous addresses
- All loans, creditcard and mortgage accounts that are open, their start date and loan amounts
You can also use our free credit score checker.
Which is the easiest provider to get a broadband contract with?
Plusnet and Now Broadband don't carry out credit checks, they're your best chance if you’ve got bad credit.
TalkTalk is the household-name broadband provider that’s most likely to accept customers with bad credit. BT and Virgin Media will usually ask you for a deposit which they can use to pay your bills if you are unable to do so.
Will I get a free router with no credit check broadband?
Most Wi-Fi deals include free Wi-Fi routers, and that includes no credit check packages.
