Classic Van insurance

Some ways to reduce your classic van insurance premiums include:

•  Don't estimate: Over or underestimating your mileage could have you paying more than you need to, or lead to your policy being invalidated

• Improve security: Increase security by installing alarms, getting a tracker or immobiliser, and storing the van safely overnight

•  Be honest: If your van has been modified your insurance will cost more - you’ll need to declare changes to the bodywork, suspension, brakes, engine and exhaust to your insurer 

Some specialist insurers offer agreed value policies to cover your classic van. This means that rather than using the standard market value of the make and model, an independent party assesses your vehicle to get a more accurate picture of its worth.

These policies can be more expensive, however they also mean you’ll be adequately covered should anything happen to your classic van.

When you insure your classic van, you’ll have the option of adding extras to your policy to boost your level of cover. These can include: 

• Legal cover: Legal cover can help you meet any legal costs that you incur as a result of your driving

• Breakdown cover: Breakdown cover ensures you get assistance if your van breaks down so you can continue your journey

• Courtesy van: With a courtesy van policy you’ll get a temporary replacement van if yours breaks down 

• Use abroad: A use abroad policy insures you for driving your classic van in another country

• Windscreen cover: Windscreen cover pays for the cost of replacing your windshield if it gets damaged

• Tool cover: Tool cover means you’ll be covered for the cost of replacing or repairing tools that are lost, damaged, or stolen

One way you might be able to bring the premiums down for your classic van is by joining a classic van membership club. This is because insurers could see this as proof that you’re dedicated to your van and would therefore take a lot of care with it – as a result they may offer you a discount on your premiums.

It’s important to remember that the price of membership may well cancel out the discount you get, but you might also have more access to technical advice, spare parts, and a thriving social scene.

You work hard to earn your money, and we don’t think you should waste a penny of it paying over the odds on your household bills. That’s why at MoneySuperMarket, we’re on a mission to save Britain money.

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