Most of us need a larger vehicle such as a van to transport new or old belongings at some point in our lives.
But whether you hire or borrow one, you will need to be insured to take it on the roads.
And you don’t want to have to pay to insure yourself on a vehicle that you are only going to be driving for one day for a whole month, or even a year.
Fortunately, many insurers offer one day van insurance that lasts for just 24 hours.
You can therefore get the protection you need, without paying for cover that you will not use.
When is one day van insurance appropriate?
A one-day van insurance policy can be useful if you are, for example, moving house, and need to move your furniture and belongings to your new home.
It is also a good option if you need to transport a bulky item say to or from your house or flat and will therefore only need to drive the van for a few hours at most.
However, if you are unsure how long you will need cover for, it is sensible to take out a policy that covers you for at least an extra 24 hours as one day van insurance policies will run out at midnight on the dot.
Should you have an accident after that time, or be targeted by thieves or vandals during the night, you will therefore have to cover any related costs yourself.
Where can I find short term cover that lasts for more than one day?
While not all insurance companies offer short-term policies, there is a wide choice of cover available from both specialists and conventional van insurers.
MoneySupermarket works with insurers offering short term van insurance for anything from one day to one month, depending how long you need to use the vehicle.
So if you need a van for a long journey that will take a few days either way, you can choose a policy that lasts for a week.
And if you want access to a van for 28 days, you can find a policy that covers you for that length of time.
To find the right length of policy for you at the cheapest price, check out the MoneySupermarket short term van insurance page to compare the cover options available.
What should I check before taking out one day van insurance?
While it is important not to pay over the odds for your one day van insurance, it is also vital to ensure that the policy you choose provides the cover you need.
Accidents happen, especially when we are behind the wheel of an unfamiliar vehicle that is likely to be bigger or longer than the one we usually drive.
As with conventional 12-month insurance policies, things to check before buying therefore include the size of the excess, which is the amount you will pay towards the cost of any claim.
It may be tempting to go for a cheap one day van insurance policy with a higher excess, but remember that the cost of repairing any minor bumps or scrapes is likely to come out of your pocket if you do.
Be aware, too, that most short-term policies will include certain exclusions, such as theft or damage resulting from the ignition key being left in or on the vehicle.
If you are planning to transport valuable items in the van, it may also be worth finding out what cover – if any – is provided should these be damaged or stolen. As ever, the cheapest deal may not always be the best value for money.
However, it is still advisable to take steps to make sure you are not paying over the odds for the cover you require. Take advantage of the MoneySupermarket comparison site to compare one day van insurance quotes online.