Breaking down abroad
European breakdown cover explained
Breaking down on a motorbike can be extra tough, with no roof over your head and no-one to keep you company – motorcycle breakdown cover can be essential.
Motorcycle breakdown cover is a type of breakdown cover for motorbikes, scooter and mopeds, all officially called powered two wheelers. Some standard breakdown policies do not cover motorcycles, so this type of cover is important for people who ride two-wheelers.
It’s important to note that while motorcycle breakdown cover can be bought as a separate policy, some motorbike insurance policies might offer breakdown cover as an optional extra, or include it as standard. It’s always best to shop around and compare your options before choosing a deal, to ensure you get the best value for money.
You’ll be able to choose different types of motorcycle breakdown cover, depending on how many bikes you ride and how you’d like to pay for cover.
You can either choose from personal or vehicle cover:
You can also choose from traditional or insurance style cover:
Motorcycle breakdown policies come with different levels of cover:
The most popular level of cover in breakdown policies so far this year is national cover, with 88% of policies sold including it.
Data collected by ComparisonCreator, accurate as of October 2018.
Optional extras: motorcycle breakdown cover providers can also offer extra policies, including the following
Many motorcycle breakdown cover policies will have exclusions that your provider won’t be able to assist you with, such as:
The average premium cost for motorbike breakdown cover was £37.03 in 2018 so far, however the actual price you’ll end up paying will depend on a number of factors:
Data collected by ComparisonCreator, accurate as of October 2018.
Finding a better deal for motorcycle breakdown cover is easier when you compare your options on MoneySuperMarket and our preferred partner Comparison Creator – all you need to tell us is a little about yourself, your motorcycle(s), and your history of breakdowns and you’ll be able to browse through a list of quotes tailored to you.
You can sort the quotes by price of cover, the call outs you’ll get each year, and everything that’s covered by the actual policy – when you’ve picked the perfect deal, just click through and finalise your choice with the provider.
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