The make and model of your car determines which insurance group it belongs to, which helps to determine your premium.
Each vehicle type is assigned an insurance group, from 1 to 50, with higher premiums associated with the higher number groups. While the correlation between insurance group and premium isn’t always strictly linear, people with vehicles in higher insurance groups tend to pay more.
Our data reveals that men are consistently overrepresented in groups at the higher end of the spectrum.
Nearly one in five male enquirers (18%) were classed as being in the top 20 groups, while two in five (40%) were in the top 30. In contrast, only 7% and 21% of women fell into those same groups, with over three quarters (79%) appearing in the bottom 20.