Telematics
Get the chance to bring your costs down by installing a black box, which monitors your driving habits.
Why choose One Call car insurance?
When it comes to insurance, finding a provider that offers comprehensive coverage without the hassle of adding on extras can be a breath of fresh air. One Call Insurance, established in 1995, has been that breath of fresh air for many.
As a one-stop shop for a variety of insurance needs, One Call provides an array of products including car, home, travel, and van insurance, partnering with trusted brands such as AXA and Zurich to give customers peace of mind.
Here are some of the ways One Call stand out against the competition:
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Free breakdown cover
All One Car insurance policies come with free basic breakdown cover, with the option to upgrade to an enhanced level of cover
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24 hour claims line
One Call's claims team are available 24 hours a day, 7 days a week, meaning you can report an incident as soon as it happens and speak to someone about your claim anytime
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Free motor legal cover
Free motor legal cover is included as standard on all policies. This includes the use of a hire car in the event that your car is off the road as a result of a non-fault claim (provided it isn't driveable)
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Uninsured driver promise
If your car is damaged in the event of an accident with an uninsured driver, One Call will repay your excess and restore your No Claims Discount
How much do One Call car insurance policies cost?
These are the average prices of One Call car insurance policies across all drivers.
How much you personally pay will be influenced by your age, location, driving history and other factors.
Fully Comprehensive
£373^
Third Party, Fire & Theft
£373^
Third Party Only
£274^
Price breakdown by policy
Type - One Call Pay As You Drive | Average Price |
|---|---|
Fully Comprehensive | £283^ |
Third Party, Fire & Theft | £392^ |
Third Party Only | £274^ |
Example One Call car insurance quote
This is for illustrative purposes only. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example.
Learn more about our full methodology here.
What types of car insurance can I get with One Call?
In addition to standard car insurance, One Call also offers the following types of car insurance:
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Classic car insurance
Designed for older cars that are primarily used for leisure purposes
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Short term cover
This lets you take out temporary car insurance from anywhere between a day and a few months
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Learner drivers
If you’re learning in your own car, learner driver insurance provides cover while you’re practising to pass your test
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Gap insurance
Covers the difference between the price you initially paid for your car and its current market value
Can I cancel my One Call insurance policy and switch providers?
If you wish to cancel your One Call car insurance, you'll have to contact them directly either by phoning them or using their live chat.
If your policy is coming up for renewal: Contact them to discuss cancelling before your policy automatically renews. If your policy hasn't expired yet, there may be a small admin fee to process your cancellation.
If you've just taken out a policy: As per UK law, you legally have a 14 day cooling off period where you can cancel your policy within this timeframe and won't be charged
If your policy has auto-renewed at a higher rate: Contact One Call insurance directly to see if you can renegotiate or cancel your policy
What level of cover can I get with One Call?
One Call offers three levels of cover:
Fully comprehensive: The highest level of cover you can get and is also the cheapest option of cover – so you'll be getting maximum peace of mind when you drive
Third party fire and theft cover: Middle level of cover you can take out from most providers – it offers more protection than third-party only, but not as much as fully comprehensive
Third party only: The minimum level of cover you need to drive on UK roads, offering the most basic level of protection - covering injuries or damage you cause to another person, their vehicle, or their property from a car accident
What add-ons can I get with One Call?
One Call offers the following add-on options for your car insurance policy:
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Windscreen cover
To cover the cost to repair or replace your windscreen due to a chip or crack
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Car keys cover
Covers the cost of replacing lost or damaged keys
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Audio equipment
Unlimited for audio and sat nav fitted by the car manufacturer, or up to £500 for other sound systems
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New for old
Replacement for cars under 12 months old declared a write-off
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Driving other cars
Usually covered on a third party only basis
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Liability whilst towing
Protects against any damage when towing another vehicle
How do I contact One Call insurance?
Need to get in touch with One Call insurance? They've made it incredibly easy with a live chat feature directly on their website. This convenience means that help is just a few clicks away, ensuring that your queries are addressed promptly and efficiently.
If your call is regarding a claim, their dedicated claims phone line is 0203 738 7300.
Why compare car insurance quotes with MoneySuperMarket?
We compare some the best providers in the market to find you the cheapest car insurance quotes, which makes it quick and easy to find personalised cover in minutes.
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Trusted
We're trusted by our customers. We only work with insurance providers authorised and regulated by the Financial Conduct Authority (FCA).
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Save Time & Money
For free, compare tailored quotes in minutes and find the cheapest deal for you. If you find the same deal for less, we'll price match* and give you a £20 gift card.
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Earn Rewards
Buy car insurance through us and get unlimited access to free days out (on our app) and much more with SuperSaveClub.
Who underwrites One Call insurance?
One Call car insurance is underwritten by Ageas.
Can I add other drivers to my One Call car insurance policy?
Yes you can add additional drivers to your One Call car insurance policy. Their additional driver bonus builder also comes as standard when you buy a policy, which allows named drivers to build their own No Claims Discount (NCD) for each year they don't make a claim on your policy. This discount can then be applied to their own One Call insurance.
Can I pay One Call in monthly instalments?
Yes, you can pay for your One Call car insurance policy via monthly Direct Debit payments, or one annual payment .
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You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.
Reviewed on 19 Dec 2025
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party only car insurance policies sold through MoneySuperMarket in June 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.