Despite the much publicised risks, motorbikes offer both a fast way through traffic jams and the adrenaline rush of speeding on open roads through the countryside. Jumping on two wheels can offer many advantages over travelling by car or public transport. Not only do they use half as much petrol as cars but they're also much easier to park. People who have a half an hour commute could easily find themselves wasting the same amount of time finding a parking space.
How do I get insured on a motorbike?
Motorbike insurance is similar to car cover in that your premium is based on the answers given to various vehicle and personal questions. Issues such as a driver age, mileage and size of engine are all taken into account. Despite the many advantages of owning a bike, riders need to be aware that their beloved two-wheelers are much easier to steal than other forms of transport. Because of this, insurers will add heavy premiums for those don't secure their bikes in a garage overnight. Fitting your motor with chains, anchors and immobilisers will also help bring down the cost of insurance. It's essential that anyone on the hunt for cover should shop around and compare different deals. Comparison sites such as MoneySupermarket offer those looking for bike insurance the chance to see various offers from different providers.
Advanced riding courses
Insurance providers tend to offer discounts for riders who have added safety qualifications to their license. Various advanced training courses are available through organisations such as the Royal Society for the Prevention of Accidents, the Institute of Advanced Motorists and the British Motorcyclists Federation. Different courses will set you back in the region of £120 but you can more than recoup the money from lower motorbike insurance premiums in the following years.
Wearing the correct safety gear is essential for all motorbike riders and passengers. The only problem is price – this gear is very expensive. A helmet is a legal requirement and you should only buy one that meets industry standards. All helmets sold in the UK must meet either the British Standard BS 6658:1985 and carry the BSI Kitemark, or the UNECE Regulation 22.05.
You only get one brain so it's worth spending extra to protect it. A full face helmet can set you back anything from £50 right up to £2,400. Protective gloves can cost anything up to £600 or more, although you can pick up a decent pair for under £100. A jacket is another essential piece of equipment, not only will it protect your body if you fall off but it'll also keep you warm. You can find a reasonable jacket for just over £100 if you shop around. Protective trousers are more expensive, you can expect to pay up to £800 for a pair. Boots are equally important as they protect your feet and ankles – you should be prepared to spend on average £150 for a decent set. Despite being expensive, all of this equipment can save your life so it is worth an extra few pounds.